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Get Cheap Car Insurance in 34731, FL
We monitor insurance prices, helping the average driver in 34731 save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in 34731
The chart below shows the cheapest car insurance company in 34731 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| 34731 Insurer | Monthly Cost |
|---|---|
| Geico | $116 |
| State Farm | $123 |
| Gainsco | $160 |
| Bristol West | $160 |
Savings for Every Kind of 34731 Driver
Based on our extensive insurance data, we know the average 34731 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $710 per year by choosing the right vehicle insurance company. Some 34731 residents are paying out over $2,427 extra every year for auto insurance in 34731. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
34731, FL Savings / Yr. |
|---|---|
$710 |
|
$1,043 |
|
$802 |
|
$794 |
|
$2,522 |
|
$689 |
|
$1,004 |
34731 Car Insurance vs. Florida
People living in 34731 pay an average of 8.13% less than the typical driver in the state. The average driver in 34731 can expect to pay about $2,216 per year, or $2,427 for full coverage.
Based on our analysis, Geico will be the cheapest provider in 34731 for most people.
Car Insurance Prices by 34731 Neighborhood
Insurance Prices
Where is insurance cheapest within 34731?
The map shows insurance prices in and around 34731, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $507 per year within the zip boundaries, with insurance premiums ranging from a high of $2,817 to a low of $2,310. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of 34731.Pick the Best Car Insurance Company for You in 34731
The best car insurance provider for most drivers in 34731
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $710 over the average 34731 car insurance company.
The best car insurance provider for 34731 drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,043 over the competition.
The best car insurance company for 34731 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $802 better than other car insurance companies.
The best auto insurance for 34731 drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $794 less each year.
The least expensive car insurance company for new and young drivers in 34731
In 34731, Geico costs young drivers $2,522 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 34731
Geico gave the largest car insurance discounts to married couples, averaging $689 saved each year compared to an average 34731 couple's premiums.
The cheapest car insurance in 34731 for drivers with bad credit
The best 34731 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 34731
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 34731 driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 34731, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around 34731
What Influences the Cost of Car Insurance in 34731?
On average, car insurance in 34731 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 34731 is 29 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 34731 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 34731 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 34731 is $185 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 32163: Insurance costs 1.36% less
- 32159: Insurance costs 2.39% less
- 34748: Insurance costs 4.70% more
- 32162: Insurance costs 3.01% less
- 34788: Insurance costs 0.12% more
- 34785: Insurance costs 0.33% more
- 32195: Insurance costs 1.15% more
- 34762: Insurance costs 2.72% more
- 34484: Insurance costs 0.25% less
- 34797: Insurance costs 0.25% less
Zip Codes with Similar Populations
- 01507: Insurance costs 37.45% less
- 34432: Insurance costs 0.41% less
- 94105: Insurance costs 11.62% less
- 14586: Insurance costs 13.68% less
- 28315: Insurance costs 49.48% less
- 27524: Insurance costs 48.91% less
- 28016: Insurance costs 48.54% less
- 66219: Insurance costs 37.17% less
- 72714: Insurance costs 32.55% less
- 72455: Insurance costs 31.48% less