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Get Cheap Car Insurance in 35040, AL
We monitor insurance prices, helping the average driver in 35040 save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in 35040
The chart below shows the cheapest car insurance company in 35040 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| 35040 Insurer | Monthly Cost |
|---|---|
| Travelers | $70 |
| Gainsco | $74 |
| State Farm | $77 |
| Safe Auto | $78 |
Savings for Every Kind of 35040 Driver
Based on our extensive insurance data, we know the average 35040 driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $393 per year by choosing the right vehicle insurance company. Some 35040 residents are paying out over $1,587 extra every year for auto insurance in 35040. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
35040, AL Savings / Yr. |
|---|---|
$393 |
|
$535 |
|
$501 |
|
$568 |
|
$1,233 |
|
$68 |
|
$336 |
35040 Car Insurance vs. Alabama
People living in 35040 pay an average of 1.02% less than the typical driver in the state. The average driver in 35040 can expect to pay about $1,047 per year, or $1,587 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 35040 for most people.
Car Insurance Prices by 35040 Neighborhood
Insurance Prices
Where is insurance cheapest within 35040?
The map shows insurance prices in and around 35040, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the zip boundaries, with insurance premiums ranging from a high of $1,599 to a low of $1,536. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of 35040.Pick the Best Car Insurance Company for You in 35040
The best car insurance provider for most drivers in 35040
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $393 over the average 35040 car insurance company.
The best car insurance provider for 35040 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $535 over the competition.
The best car insurance company for 35040 drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $501 better than other car insurance companies.
The best auto insurance for 35040 drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $568 less each year.
The least expensive car insurance company for new and young drivers in 35040
In 35040, Travelers costs young drivers $1,233 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 35040
State Farm gave the largest car insurance discounts to married couples, averaging $68 saved each year compared to an average 35040 couple's premiums.
The cheapest car insurance in 35040 for drivers with bad credit
The best 35040 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 35040
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 35040 driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 35040, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around 35040
What Influences the Cost of Car Insurance in 35040?
On average, car insurance in 35040 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 35040 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 35040 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 35040 is $87 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 35115: Insurance costs 2.08% less
- 35007: Insurance costs 5.29% more
- 35114: Insurance costs 3.34% more
- 35051: Insurance costs 3.21% less
- 35143: Insurance costs 1.39% less
- 35035: Insurance costs 0.82% less
- 35080: Insurance costs 2.52% more
- 35186: Insurance costs 3.84% less
- 35184: Insurance costs 2.08% less
- 35111: Insurance costs 1.45% less
Zip Codes with Similar Populations
- 34972: Insurance costs 57.03% more
- 54017: Insurance costs 26.65% less
- 85653: Insurance costs 8.00% more
- 40744: Insurance costs 32.45% more
- 41071: Insurance costs 37.81% more
- 45505: Insurance costs 26.53% less
- 02818: Insurance costs 39.95% more
- 85310: Insurance costs 19.53% more
- 53089: Insurance costs 30.88% less
- 07506: Insurance costs 20.73% more