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Get Cheap Car Insurance in 36742, AL
We monitor insurance prices, helping the average driver in 36742 save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in 36742
The chart below shows the cheapest car insurance company in 36742 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| 36742 Insurer | Monthly Cost |
|---|---|
| Travelers | $69 |
| Gainsco | $72 |
| State Farm | $75 |
| Safe Auto | $76 |
Savings for Every Kind of 36742 Driver
Based on our extensive insurance data, we know the average 36742 driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $385 per year by choosing the right vehicle insurance company. Some 36742 residents are paying out over $1,555 extra every year for auto insurance in 36742. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
36742, AL Savings / Yr. |
|---|---|
$385 |
|
$524 |
|
$491 |
|
$557 |
|
$1,209 |
|
$67 |
|
$329 |
36742 Car Insurance vs. Alabama
People living in 36742 pay an average of 2.98% less than the typical driver in the state. The average driver in 36742 can expect to pay about $1,026 per year, or $1,555 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 36742 for most people.
Car Insurance Prices by 36742 Neighborhood
Insurance Prices
Where is insurance cheapest within 36742?
The map shows insurance prices in and around 36742, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the zip boundaries, with insurance premiums ranging from a high of $1,574 to a low of $1,535. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of 36742.Pick the Best Car Insurance Company for You in 36742
The best car insurance provider for most drivers in 36742
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $385 over the average 36742 car insurance company.
The best car insurance provider for 36742 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $524 over the competition.
The best car insurance company for 36742 drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $491 better than other car insurance companies.
The best auto insurance for 36742 drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $557 less each year.
The least expensive car insurance company for new and young drivers in 36742
In 36742, Travelers costs young drivers $1,209 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 36742
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average 36742 couple's premiums.
The cheapest car insurance in 36742 for drivers with bad credit
The best 36742 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 36742
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 36742 driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 36742, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around 36742
What Influences the Cost of Car Insurance in 36742?
On average, car insurance in 36742 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 36742 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 36742 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 36742 is $86 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 36732: Insurance costs 2.12% more
- 36738: Insurance costs 0.32% more
- 36748: Insurance costs 1.22% less
- 36786: Insurance costs 0.32% more
- 36765: Insurance costs 1.35% more
- 36901: Insurance costs 0.58% more
- 35470: Insurance costs 3.67% more
- 36925: Insurance costs 1.35% more
- 36759: Insurance costs 0.51% more
- 36907: Insurance costs 0.13% more
Zip Codes with Similar Populations
- 77417: Insurance costs 6.56% more
- 92365: Insurance costs 25.02% more
- 28740: Insurance costs 21.35% less
- 29448: Insurance costs 12.28% more
- 92145: Insurance costs 19.61% more
- 87556: Insurance costs 1.41% less
- 84725: Insurance costs 12.73% less
- 79084: Insurance costs 18.59% more
- 42404: Insurance costs 36.98% more
- 04087: Insurance costs 38.84% less