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Get Cheap Car Insurance in 37404, TN
We monitor insurance prices, helping the average driver in 37404 save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in 37404
The chart below shows the cheapest car insurance company in 37404 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| 37404 Insurer | Monthly Cost |
|---|---|
| State Farm | $58 |
| Geico | $65 |
| Farmers Insurance | $66 |
| Safeco Insurance | $66 |
Savings for Every Kind of 37404 Driver
Based on our extensive insurance data, we know the average 37404 driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $394 per year by choosing the right vehicle insurance company. Some 37404 residents are paying out over $1,545 extra every year for auto insurance in 37404. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
37404, TN Savings / Yr. |
|---|---|
$394 |
|
$711 |
|
$525 |
|
$602 |
|
$1,550 |
|
$373 |
|
$645 |
37404 Car Insurance vs. Tennessee
People living in 37404 pay an average of 12.04% more than the typical driver in the state. The average driver in 37404 can expect to pay about $973 per year, or $1,545 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 37404 for most people.
Car Insurance Prices by 37404 Neighborhood
Insurance Prices
Where is insurance cheapest within 37404?
The map shows insurance prices in and around 37404, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $339 per year within the zip boundaries, with insurance premiums ranging from a high of $1,709 to a low of $1,370. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of 37404.Pick the Best Car Insurance Company for You in 37404
The best car insurance provider for most drivers in 37404
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $394 over the average 37404 car insurance company.
The best car insurance provider for 37404 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $711 over the competition.
The best car insurance company for 37404 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $525 better than other car insurance companies.
The best auto insurance for 37404 drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $602 less each year.
The least expensive car insurance company for new and young drivers in 37404
In 37404, State Farm costs young drivers $1,550 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 37404
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average 37404 couple's premiums.
The cheapest car insurance in 37404 for drivers with bad credit
The best 37404 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 37404
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 37404 driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 37404, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around 37404
What Influences the Cost of Car Insurance in 37404?
On average, car insurance in 37404 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 37404 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 37404 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 37404 is $81 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 37403: Insurance costs 6.21% less
- 37408: Insurance costs 4.66% less
- 37407: Insurance costs 2.07% more
- 37411: Insurance costs 0.19% less
- 37402: Insurance costs 11.78% more
- 37406: Insurance costs 6.34% more
- 37412: Insurance costs 7.77% less
- 37410: Insurance costs 6.99% more
- 37409: Insurance costs 10.36% less
- 37405: Insurance costs 11.65% less
Zip Codes with Similar Populations
- 02465: Insurance costs 4.14% more
- 97210: Insurance costs 13.72% more
- 93908: Insurance costs 22.72% more
- 78576: Insurance costs 11.97% more
- 75757: Insurance costs 4.66% more
- 72212: Insurance costs 11.84% more
- 70811: Insurance costs 140.91% more
- 68133: Insurance costs 9.51% less
- 60471: Insurance costs 25.70% more
- 48166: Insurance costs 85.24% more