Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 38852, MS
We monitor insurance prices, helping the average driver in 38852 save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in 38852
The chart below shows the cheapest car insurance company in 38852 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| 38852 Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Farm Bureau | $62 |
| Safeco Insurance | $64 |
| Progressive | $71 |
Savings for Every Kind of 38852 Driver
Based on our extensive insurance data, we know the average 38852 driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $278 per year by choosing the right vehicle insurance company. Some 38852 residents are paying out over $1,625 extra every year for auto insurance in 38852. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
38852, MS Savings / Yr. |
|---|---|
$278 |
|
$463 |
|
$362 |
|
$712 |
|
$1,649 |
|
$238 |
|
$725 |
38852 Car Insurance vs. Mississippi
People living in 38852 pay an average of 4.83% less than the typical driver in the state. The average driver in 38852 can expect to pay about $925 per year, or $1,625 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 38852 for most people.
Car Insurance Prices by 38852 Neighborhood
Insurance Prices
Where is insurance cheapest within 38852?
The map shows insurance prices in and around 38852, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $207 per year within the zip boundaries, with insurance premiums ranging from a high of $1,731 to a low of $1,524. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of 38852.Pick the Best Car Insurance Company for You in 38852
The best car insurance provider for most drivers in 38852
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $278 over the average 38852 car insurance company.
The best car insurance provider for 38852 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $463 over the competition.
The best car insurance company for 38852 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $362 better than other car insurance companies.
The best auto insurance for 38852 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $712 less each year.
The least expensive car insurance company for new and young drivers in 38852
In 38852, Farm Bureau costs young drivers $1,649 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 38852
Farm Bureau gave the largest car insurance discounts to married couples, averaging $238 saved each year compared to an average 38852 couple's premiums.
The cheapest car insurance in 38852 for drivers with bad credit
The best 38852 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 38852, which was better than other insurers.
The cheapest large national provider in 38852
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 38852 driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 38852, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around 38852
What Influences the Cost of Car Insurance in 38852?
On average, car insurance in 38852 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 38852 is 26 minutes, which is a little less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 38852 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 38852 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 38852 is $77 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 38833: Insurance costs 1.54% more
- 38846: Insurance costs 2.28% less
- 35616: Insurance costs 5.29% less
- 35677: Insurance costs 6.83% less
- 38834: Insurance costs 0.92% more
- 38865: Insurance costs 0.37% less
- 35633: Insurance costs 5.91% less
- 35660: Insurance costs 3.32% less
- 35630: Insurance costs 5.35% less
- 35661: Insurance costs 6.58% less
Zip Codes with Similar Populations
- 78236: Insurance costs 9.60% more
- 16866: Insurance costs 16.06% less
- 18032: Insurance costs 14.15% less
- 19311: Insurance costs 12.98% less
- 20712: Insurance costs 45.42% more
- 20742: Insurance costs 21.48% more
- 23314: Insurance costs 27.32% less
- 25064: Insurance costs 8.43% less
- 73051: Insurance costs 7.75% more
- 78112: Insurance costs 8.18% more