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Get Cheap Car Insurance in 38952, MS
We monitor insurance prices, helping the average driver in 38952 save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in 38952
The chart below shows the cheapest car insurance company in 38952 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| 38952 Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Farm Bureau | $64 |
| Safeco Insurance | $66 |
| Progressive | $73 |
Savings for Every Kind of 38952 Driver
Based on our extensive insurance data, we know the average 38952 driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $289 per year by choosing the right vehicle insurance company. Some 38952 residents are paying out over $1,689 extra every year for auto insurance in 38952. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
38952, MS Savings / Yr. |
|---|---|
$289 |
|
$482 |
|
$376 |
|
$740 |
|
$1,714 |
|
$247 |
|
$754 |
38952 Car Insurance vs. Mississippi
People living in 38952 pay an average of 1.11% less than the typical driver in the state. The average driver in 38952 can expect to pay about $961 per year, or $1,689 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 38952 for most people.
Car Insurance Prices by 38952 Neighborhood
Insurance Prices
Where is insurance cheapest within 38952?
The map shows insurance prices in and around 38952, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the zip boundaries, with insurance premiums ranging from a high of $1,708 to a low of $1,655. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of 38952.Pick the Best Car Insurance Company for You in 38952
The best car insurance provider for most drivers in 38952
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $289 over the average 38952 car insurance company.
The best car insurance provider for 38952 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $482 over the competition.
The best car insurance company for 38952 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $376 better than other car insurance companies.
The best auto insurance for 38952 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $740 less each year.
The least expensive car insurance company for new and young drivers in 38952
In 38952, Farm Bureau costs young drivers $1,714 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 38952
Farm Bureau gave the largest car insurance discounts to married couples, averaging $247 saved each year compared to an average 38952 couple's premiums.
The cheapest car insurance in 38952 for drivers with bad credit
The best 38952 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 38952
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 38952 driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 38952, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around 38952
What Influences the Cost of Car Insurance in 38952?
On average, car insurance in 38952 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 38952 is 25 minutes, which is far less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 38952 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 38952 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 38952 is $80 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 38944: Insurance costs 2.01% less
- 38736: Insurance costs 1.48% more
- 38950: Insurance costs 4.38% more
- 38778: Insurance costs 2.49% more
- 38771: Insurance costs 7.99% more
- 38930: Insurance costs 4.44% more
- 38940: Insurance costs the same
- 38732: Insurance costs 4.80% more
- 38730: Insurance costs 1.66% more
- 38917: Insurance costs 1.07% more
Zip Codes with Similar Populations
- 38569: Insurance costs 21.61% less
- 79533: Insurance costs 2.07% less
- 79261: Insurance costs 6.57% more
- 79237: Insurance costs 8.23% more
- 78012: Insurance costs 6.57% less
- 72430: Insurance costs 1.36% less
- 72392: Insurance costs 2.07% more
- 47866: Insurance costs 29.66% less
- 45673: Insurance costs 32.86% less
- 41632: Insurance costs 38.96% more