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Get Cheap Car Insurance in 39564, MS
We monitor insurance prices, helping the average driver in 39564 save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in 39564
The chart below shows the cheapest car insurance company in 39564 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| 39564 Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Farm Bureau | $66 |
| Safeco Insurance | $68 |
| Progressive | $76 |
Savings for Every Kind of 39564 Driver
Based on our extensive insurance data, we know the average 39564 driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $297 per year by choosing the right vehicle insurance company. Some 39564 residents are paying out over $1,740 extra every year for auto insurance in 39564. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
39564, MS Savings / Yr. |
|---|---|
$297 |
|
$496 |
|
$387 |
|
$762 |
|
$1,765 |
|
$255 |
|
$776 |
39564 Car Insurance vs. Mississippi
People living in 39564 pay an average of 1.86% more than the typical driver in the state. The average driver in 39564 can expect to pay about $990 per year, or $1,740 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 39564 for most people.
Car Insurance Prices by 39564 Neighborhood
Insurance Prices
Where is insurance cheapest within 39564?
The map shows insurance prices in and around 39564, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $322 per year within the zip boundaries, with insurance premiums ranging from a high of $1,946 to a low of $1,624. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of 39564.Pick the Best Car Insurance Company for You in 39564
The best car insurance provider for most drivers in 39564
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $297 over the average 39564 car insurance company.
The best car insurance provider for 39564 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $496 over the competition.
The best car insurance company for 39564 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $387 better than other car insurance companies.
The best auto insurance for 39564 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $762 less each year.
The least expensive car insurance company for new and young drivers in 39564
In 39564, Farm Bureau costs young drivers $1,765 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 39564
Farm Bureau gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average 39564 couple's premiums.
The cheapest car insurance in 39564 for drivers with bad credit
The best 39564 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 39564
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 39564 driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 39564, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around 39564
What Influences the Cost of Car Insurance in 39564?
On average, car insurance in 39564 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 39564 is 32 minutes, which is about the national average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 39564 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 39564 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 39564 is $83 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 39530: Insurance costs 7.01% more
- 39553: Insurance costs 3.22% more
- 39540: Insurance costs 2.93% more
- 39565: Insurance costs 2.76% less
- 39534: Insurance costs 1.90% more
- 39532: Insurance costs 0.34% less
- 39531: Insurance costs 7.30% more
- 39567: Insurance costs 0.40% less
- 39563: Insurance costs 10.34% more
- 39507: Insurance costs 5.23% more
Zip Codes with Similar Populations
- 79423: Insurance costs 3.68% less
- 60707: Insurance costs 7.36% more
- 63017: Insurance costs 7.76% more
- 63033: Insurance costs 29.89% more
- 70810: Insurance costs 91.44% more
- 75050: Insurance costs 11.78% more
- 76065: Insurance costs 3.39% less
- 76262: Insurance costs 2.99% less
- 76513: Insurance costs 7.36% less
- 78209: Insurance costs 1.32% more