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Get Cheap Car Insurance in 41149, KY
We monitor insurance prices, helping the average driver in 41149 save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in 41149
The chart below shows the cheapest car insurance company in 41149 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| 41149 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $66 |
| State Farm | $66 |
| Travelers | $96 |
| Geico | $104 |
Savings for Every Kind of 41149 Driver
Based on our extensive insurance data, we know the average 41149 driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $583 per year by choosing the right vehicle insurance company. Some 41149 residents are paying out over $2,306 extra every year for auto insurance in 41149. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
41149, KY Savings / Yr. |
|---|---|
$583 |
|
$955 |
|
$940 |
|
$951 |
|
$1,883 |
|
$630 |
|
$1,009 |
41149 Car Insurance vs. Kentucky
People living in 41149 pay an average of 8.08% more than the typical driver in the state. The average driver in 41149 can expect to pay about $1,188 per year, or $2,306 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 41149 for most people.
Car Insurance Prices by 41149 Neighborhood
Insurance Prices
Where is insurance cheapest within 41149?
The map shows insurance prices in and around 41149, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the zip boundaries, with insurance premiums ranging from a high of $2,326 to a low of $2,300. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of 41149.Pick the Best Car Insurance Company for You in 41149
The best car insurance provider for most drivers in 41149
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $583 over the average 41149 car insurance company.
The best car insurance provider for 41149 drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $955 over the competition.
The best car insurance company for 41149 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $940 better than other car insurance companies.
The best auto insurance for 41149 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $951 less each year.
The least expensive car insurance company for new and young drivers in 41149
In 41149, State Farm costs young drivers $1,883 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 41149
State Farm gave the largest car insurance discounts to married couples, averaging $630 saved each year compared to an average 41149 couple's premiums.
The cheapest car insurance in 41149 for drivers with bad credit
The best 41149 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 41149
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 41149 driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 41149, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around 41149
What Influences the Cost of Car Insurance in 41149?
On average, car insurance in 41149 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 41149 is 37 minutes, which is a little more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 41149 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 41149 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 41149 is $99 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 41159: Insurance costs 1.73% less
- 41171: Insurance costs 2.73% less
- 41226: Insurance costs 1.13% less
- 41421: Insurance costs 2.52% less
- 41124: Insurance costs 1.95% less
- 41219: Insurance costs 1.60% more
- 41180: Insurance costs 2.25% less
- 41472: Insurance costs 2.65% less
- 41255: Insurance costs 0.69% less
- 41201: Insurance costs 4.34% less
Zip Codes with Similar Populations
- 47994: Insurance costs 48.18% less
- 78944: Insurance costs 28.84% less
- 78843: Insurance costs 27.62% less
- 78830: Insurance costs 25.80% less
- 01718: Insurance costs 29.27% less
- 56710: Insurance costs 30.31% less
- 56035: Insurance costs 32.83% less
- 55712: Insurance costs 28.23% less
- 54832: Insurance costs 48.92% less
- 50561: Insurance costs 47.18% less