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Get Cheap Car Insurance in 47130, IN
We monitor insurance prices, helping the average driver in 47130 save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in 47130
The chart below shows the cheapest car insurance company in 47130 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| 47130 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $46 |
| State Farm | $50 |
| Safe Auto | $50 |
| Travelers | $50 |
Savings for Every Kind of 47130 Driver
Based on our extensive insurance data, we know the average 47130 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $360 per year by choosing the right vehicle insurance company. Some 47130 residents are paying out over $1,237 extra every year for auto insurance in 47130. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
47130, IN Savings / Yr. |
|---|---|
$360 |
|
$563 |
|
$457 |
|
$322 |
|
$647 |
|
$276 |
|
$395 |
47130 Car Insurance vs. Indiana
People living in 47130 pay an average of 1.22% more than the typical driver in the state. The average driver in 47130 can expect to pay about $767 per year, or $1,237 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in 47130 for most people.
Car Insurance Prices by 47130 Neighborhood
Insurance Prices
Where is insurance cheapest within 47130?
The map shows insurance prices in and around 47130, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the zip boundaries, with insurance premiums ranging from a high of $1,415 to a low of $1,153. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of 47130.Pick the Best Car Insurance Company for You in 47130
The best car insurance provider for most drivers in 47130
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $360 over the average 47130 car insurance company.
The best car insurance provider for 47130 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $563 over the competition.
The best car insurance company for 47130 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $457 better than other car insurance companies.
The best auto insurance for 47130 drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $322 less each year.
The least expensive car insurance company for new and young drivers in 47130
In 47130, State Farm costs young drivers $647 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 47130
State Farm gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average 47130 couple's premiums.
The cheapest car insurance in 47130 for drivers with bad credit
The best 47130 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 47130
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 47130 driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 47130, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around 47130
What Influences the Cost of Car Insurance in 47130?
On average, car insurance in 47130 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 47130 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 47130 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 47130 is $64 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 47129: Insurance costs 0.24% less
- 40025: Insurance costs 71.54% more
- 40206: Insurance costs 71.87% more
- 40202: Insurance costs 103.64% more
- 40280: Insurance costs 66.53% more
- 40207: Insurance costs 68.23% more
- 40204: Insurance costs 79.79% more
- 40203: Insurance costs 104.12% more
- 47150: Insurance costs 0.73% less
- 40212: Insurance costs 103.23% more
Zip Codes with Similar Populations
- 60123: Insurance costs 35.65% more
- 92113: Insurance costs 77.85% more
- 76131: Insurance costs 44.54% more
- 72701: Insurance costs 35.65% more
- 72034: Insurance costs 37.11% more
- 65802: Insurance costs 44.79% more
- 65202: Insurance costs 44.95% more
- 63385: Insurance costs 47.45% more
- 63031: Insurance costs 67.26% more
- 60649: Insurance costs 66.69% more