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Get Cheap Car Insurance in 47362, IN
We monitor insurance prices, helping the average driver in 47362 save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in 47362
The chart below shows the cheapest car insurance company in 47362 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| 47362 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $45 |
| State Farm | $48 |
| Safe Auto | $48 |
| Travelers | $49 |
Savings for Every Kind of 47362 Driver
Based on our extensive insurance data, we know the average 47362 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $348 per year by choosing the right vehicle insurance company. Some 47362 residents are paying out over $1,196 extra every year for auto insurance in 47362. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
47362, IN Savings / Yr. |
|---|---|
$348 |
|
$544 |
|
$441 |
|
$311 |
|
$626 |
|
$267 |
|
$382 |
47362 Car Insurance vs. Indiana
People living in 47362 pay an average of 2.11% less than the typical driver in the state. The average driver in 47362 can expect to pay about $742 per year, or $1,196 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in 47362 for most people.
Car Insurance Prices by 47362 Neighborhood
Insurance Prices
Where is insurance cheapest within 47362?
The map shows insurance prices in and around 47362, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the zip boundaries, with insurance premiums ranging from a high of $1,256 to a low of $1,155. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of 47362.Pick the Best Car Insurance Company for You in 47362
The best car insurance provider for most drivers in 47362
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $348 over the average 47362 car insurance company.
The best car insurance provider for 47362 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $544 over the competition.
The best car insurance company for 47362 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $441 better than other car insurance companies.
The best auto insurance for 47362 drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $311 less each year.
The least expensive car insurance company for new and young drivers in 47362
In 47362, State Farm costs young drivers $626 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 47362
State Farm gave the largest car insurance discounts to married couples, averaging $267 saved each year compared to an average 47362 couple's premiums.
The cheapest car insurance in 47362 for drivers with bad credit
The best 47362 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 47362
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 47362 driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 47362, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around 47362
What Influences the Cost of Car Insurance in 47362?
On average, car insurance in 47362 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 47362 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 47362 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 47362 is $62 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 47361: Insurance costs 0.84% less
- 47344: Insurance costs 5.02% more
- 47388: Insurance costs 1.92% less
- 47385: Insurance costs 0.08% more
- 47387: Insurance costs 3.18% less
- 47351: Insurance costs 0.42% less
- 47360: Insurance costs 2.34% less
- 47386: Insurance costs 2.34% less
- 47352: Insurance costs 0.84% less
- 47337: Insurance costs 3.85% less
Zip Codes with Similar Populations
- 30240: Insurance costs 48.08% more
- 40241: Insurance costs 77.93% more
- 43004: Insurance costs 1.51% more
- 34986: Insurance costs 120.82% more
- 33556: Insurance costs 130.94% more
- 33510: Insurance costs 142.22% more
- 33145: Insurance costs 180.69% more
- 32327: Insurance costs 99.67% more
- 32127: Insurance costs 101.51% more
- 20008: Insurance costs 80.94% more