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Get Cheap Car Insurance in 47380, IN
We monitor insurance prices, helping the average driver in 47380 save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in 47380
The chart below shows the cheapest car insurance company in 47380 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| 47380 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $44 |
| State Farm | $48 |
| Safe Auto | $48 |
| Travelers | $48 |
Savings for Every Kind of 47380 Driver
Based on our extensive insurance data, we know the average 47380 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $345 per year by choosing the right vehicle insurance company. Some 47380 residents are paying out over $1,183 extra every year for auto insurance in 47380. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
47380, IN Savings / Yr. |
|---|---|
$345 |
|
$538 |
|
$437 |
|
$308 |
|
$619 |
|
$264 |
|
$378 |
47380 Car Insurance vs. Indiana
People living in 47380 pay an average of 3.16% less than the typical driver in the state. The average driver in 47380 can expect to pay about $734 per year, or $1,183 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in 47380 for most people.
Car Insurance Prices by 47380 Neighborhood
Insurance Prices
Where is insurance cheapest within 47380?
The map shows insurance prices in and around 47380, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the zip boundaries, with insurance premiums ranging from a high of $1,230 to a low of $1,129. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of 47380.Pick the Best Car Insurance Company for You in 47380
The best car insurance provider for most drivers in 47380
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $345 over the average 47380 car insurance company.
The best car insurance provider for 47380 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $538 over the competition.
The best car insurance company for 47380 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $437 better than other car insurance companies.
The best auto insurance for 47380 drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $308 less each year.
The least expensive car insurance company for new and young drivers in 47380
In 47380, State Farm costs young drivers $619 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 47380
State Farm gave the largest car insurance discounts to married couples, averaging $264 saved each year compared to an average 47380 couple's premiums.
The cheapest car insurance in 47380 for drivers with bad credit
The best 47380 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 47380
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 47380 driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 47380, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around 47380
What Influences the Cost of Car Insurance in 47380?
On average, car insurance in 47380 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 47380 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 47380 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 47380 is $61 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 47382: Insurance costs 1.18% less
- 47373: Insurance costs 1.94% less
- 47394: Insurance costs 0.34% more
- 47340: Insurance costs 1.78% less
- 47381: Insurance costs 4.56% less
- 47336: Insurance costs 2.03% more
- 47368: Insurance costs 0.25% less
- 47320: Insurance costs the same
- 47390: Insurance costs the same
- 45390: Insurance costs 8.62% less
Zip Codes with Similar Populations
- 04952: Insurance costs 18.77% less
- 13063: Insurance costs 72.95% more
- 17965: Insurance costs 14.88% more
- 16920: Insurance costs 14.88% more
- 16410: Insurance costs 17.24% more
- 55012: Insurance costs 42.52% more
- 59041: Insurance costs 37.19% more
- 59022: Insurance costs 40.41% more
- 56586: Insurance costs 33.31% more
- 56571: Insurance costs 33.64% more