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Get Cheap Car Insurance in 48079, MI
We monitor insurance prices, helping the average driver in 48079 save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in 48079
The chart below shows the cheapest car insurance company in 48079 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| 48079 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $107 |
| Progressive | $122 |
| State Farm | $123 |
| Safeco Insurance | $130 |
Savings for Every Kind of 48079 Driver
Based on our extensive insurance data, we know the average 48079 driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,163 per year by choosing the right vehicle insurance company. Some 48079 residents are paying out over $2,895 extra every year for auto insurance in 48079. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
48079, MI Savings / Yr. |
|---|---|
$1,163 |
|
$1,899 |
|
$1,681 |
|
$2,554 |
|
$3,014 |
|
$0 |
|
$0 |
48079 Car Insurance vs. Michigan
People living in 48079 pay an average of 0.14% less than the typical driver in the state. The average driver in 48079 can expect to pay about $2,199 per year, or $2,895 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 48079 for most people.
Car Insurance Prices by 48079 Neighborhood
Insurance Prices
Where is insurance cheapest within 48079?
The map shows insurance prices in and around 48079, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $174 per year within the zip boundaries, with insurance premiums ranging from a high of $2,977 to a low of $2,803. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of 48079.Pick the Best Car Insurance Company for You in 48079
The best car insurance provider for most drivers in 48079
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,163 over the average 48079 car insurance company.
The best car insurance provider for 48079 drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,899 over the competition.
The best car insurance company for 48079 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,681 better than other car insurance companies.
The best auto insurance for 48079 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,554 less each year.
The least expensive car insurance company for new and young drivers in 48079
In 48079, Geico costs young drivers $3,014 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 48079
The cheapest car insurance in 48079 for drivers with bad credit
The best 48079 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 48079
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 48079 driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 48079, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around 48079
What Influences the Cost of Car Insurance in 48079?
On average, car insurance in 48079 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 48079 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 48079 is $183 per month for minimum coverage and $241 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 48054: Insurance costs 1.62% more
- 48040: Insurance costs 2.76% less
- 48074: Insurance costs 1.21% more
- 48063: Insurance costs 0.35% more
- 48039: Insurance costs 2.07% more
- 48060: Insurance costs 0.66% more
- 48064: Insurance costs 1.97% more
- 48027: Insurance costs 2.73% more
- 48062: Insurance costs 3.66% more
- 48050: Insurance costs 0.31% less
Zip Codes with Similar Populations
- 75065: Insurance costs 40.41% less
- 37854: Insurance costs 53.20% less
- 38556: Insurance costs 53.54% less
- 39090: Insurance costs 40.31% less
- 39701: Insurance costs 40.93% less
- 02093: Insurance costs 47.43% less
- 40336: Insurance costs 21.73% less
- 44054: Insurance costs 61.55% less
- 44432: Insurance costs 62.07% less
- 44811: Insurance costs 62.83% less