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Get Cheap Car Insurance in 49716, MI
We monitor insurance prices, helping the average driver in 49716 save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in 49716
The chart below shows the cheapest car insurance company in 49716 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| 49716 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $102 |
| Progressive | $117 |
| State Farm | $118 |
| Safeco Insurance | $124 |
Savings for Every Kind of 49716 Driver
Based on our extensive insurance data, we know the average 49716 driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,108 per year by choosing the right vehicle insurance company. Some 49716 residents are paying out over $2,758 extra every year for auto insurance in 49716. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
49716, MI Savings / Yr. |
|---|---|
$1,108 |
|
$1,809 |
|
$1,601 |
|
$2,433 |
|
$2,871 |
|
$0 |
|
$0 |
49716 Car Insurance vs. Michigan
People living in 49716 pay an average of 4.87% less than the typical driver in the state. The average driver in 49716 can expect to pay about $2,095 per year, or $2,758 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 49716 for most people.
Car Insurance Prices by 49716 Neighborhood
Insurance Prices
Where is insurance cheapest within 49716?
The map shows insurance prices in and around 49716, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $105 per year within the zip boundaries, with insurance premiums ranging from a high of $2,830 to a low of $2,725. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of 49716.Pick the Best Car Insurance Company for You in 49716
The best car insurance provider for most drivers in 49716
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,108 over the average 49716 car insurance company.
The best car insurance provider for 49716 drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,809 over the competition.
The best car insurance company for 49716 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,601 better than other car insurance companies.
The best auto insurance for 49716 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,433 less each year.
The least expensive car insurance company for new and young drivers in 49716
In 49716, Geico costs young drivers $2,871 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 49716
The cheapest car insurance in 49716 for drivers with bad credit
The best 49716 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 49716
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 49716 driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 49716, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around 49716
What Influences the Cost of Car Insurance in 49716?
On average, car insurance in 49716 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 49716 is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 49716 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 49716 is $175 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 49769: Insurance costs 0.91% less
- 49706: Insurance costs 0.11% less
- 49764: Insurance costs 1.34% less
- 49791: Insurance costs 0.25% less
- 49722: Insurance costs 1.34% less
- 49755: Insurance costs 1.78% less
- 49749: Insurance costs 0.94% more
- 49740: Insurance costs 0.54% more
- 49721: Insurance costs 0.94% more
- 49759: Insurance costs 1.12% more
Zip Codes with Similar Populations
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- 73092: Insurance costs 38.72% less
- 13361: Insurance costs 22.99% less
- 13319: Insurance costs 22.59% less
- 12837: Insurance costs 22.95% less
- 12824: Insurance costs 22.92% less
- 12489: Insurance costs 14.03% less