Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 49934, MI
We monitor insurance prices, helping the average driver in 49934 save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in 49934
The chart below shows the cheapest car insurance company in 49934 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| 49934 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $105 |
| Progressive | $120 |
| State Farm | $121 |
| Safeco Insurance | $128 |
Savings for Every Kind of 49934 Driver
Based on our extensive insurance data, we know the average 49934 driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,140 per year by choosing the right vehicle insurance company. Some 49934 residents are paying out over $2,836 extra every year for auto insurance in 49934. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
49934, MI Savings / Yr. |
|---|---|
$1,140 |
|
$1,861 |
|
$1,647 |
|
$2,503 |
|
$2,953 |
|
$0 |
|
$0 |
49934 Car Insurance vs. Michigan
People living in 49934 pay an average of 2.16% less than the typical driver in the state. The average driver in 49934 can expect to pay about $2,155 per year, or $2,836 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 49934 for most people.
Car Insurance Prices by 49934 Neighborhood
Insurance Prices
Where is insurance cheapest within 49934?
The map shows insurance prices in and around 49934, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $48 per year within the zip boundaries, with insurance premiums ranging from a high of $2,862 to a low of $2,814. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of 49934.Pick the Best Car Insurance Company for You in 49934
The best car insurance provider for most drivers in 49934
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,140 over the average 49934 car insurance company.
The best car insurance provider for 49934 drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,861 over the competition.
The best car insurance company for 49934 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,647 better than other car insurance companies.
The best auto insurance for 49934 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,503 less each year.
The least expensive car insurance company for new and young drivers in 49934
In 49934, Geico costs young drivers $2,953 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 49934
The cheapest car insurance in 49934 for drivers with bad credit
The best 49934 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 49934, which was better than other insurers.
The cheapest large national provider in 49934
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 49934 driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 49934, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around 49934
What Influences the Cost of Car Insurance in 49934?
On average, car insurance in 49934 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 49934 is 21 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 49934 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 49934 is $180 per month for minimum coverage and $236 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 49945: Insurance costs 0.60% less
- 49913: Insurance costs 0.49% less
- 49922: Insurance costs 4.16% less
- 49942: Insurance costs 0.53% less
- 49930: Insurance costs 3.63% less
- 49931: Insurance costs 3.39% less
- 49917: Insurance costs 1.41% less
- 49901: Insurance costs 2.15% less
- 49921: Insurance costs 7.90% less
- 49905: Insurance costs 2.47% less
Zip Codes with Similar Populations
- 56757: Insurance costs 43.05% less
- 66872: Insurance costs 45.77% less
- 66756: Insurance costs 44.78% less
- 66415: Insurance costs 45.59% less
- 65580: Insurance costs 36.99% less
- 65075: Insurance costs 36.74% less
- 63954: Insurance costs 34.94% less
- 63530: Insurance costs 37.27% less
- 62934: Insurance costs 46.19% less
- 62894: Insurance costs 49.26% less