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Get Cheap Car Insurance in 50021, IA
We monitor insurance prices, helping the average driver in 50021 save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in 50021
The chart below shows the cheapest car insurance company in 50021 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| 50021 Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $27 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of 50021 Driver
Based on our extensive insurance data, we know the average 50021 driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $263 per year by choosing the right vehicle insurance company. Some 50021 residents are paying out over $1,205 extra every year for auto insurance in 50021. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
50021, IA Savings / Yr. |
|---|---|
$263 |
|
$367 |
|
$313 |
|
$421 |
|
$1,102 |
|
$363 |
|
$556 |
50021 Car Insurance vs. Iowa
People living in 50021 pay an average of 3.53% less than the typical driver in the state. The average driver in 50021 can expect to pay about $473 per year, or $1,205 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 50021 for most people.
Car Insurance Prices by 50021 Neighborhood
Insurance Prices
Where is insurance cheapest within 50021?
The map shows insurance prices in and around 50021, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $117 per year within the zip boundaries, with insurance premiums ranging from a high of $1,268 to a low of $1,151. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southwest parts of 50021.Pick the Best Car Insurance Company for You in 50021
The best car insurance provider for most drivers in 50021
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $263 over the average 50021 car insurance company.
The best car insurance provider for 50021 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $367 over the competition.
The best car insurance company for 50021 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $313 better than other car insurance companies.
The best auto insurance for 50021 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $421 less each year.
The least expensive car insurance company for new and young drivers in 50021
In 50021, IMT Insurance costs young drivers $1,102 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 50021
State Farm gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average 50021 couple's premiums.
The cheapest car insurance in 50021 for drivers with bad credit
The best 50021 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 50021
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 50021 driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 50021, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around 50021
What Influences the Cost of Car Insurance in 50021?
On average, car insurance in 50021 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 50021 is 25 minutes, which is a little less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 50021 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 50021 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 50021 is $39 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 50023: Insurance costs 0.08% less
- 50007: Insurance costs 0.58% less
- 50073: Insurance costs 0.41% less
- 50032: Insurance costs 0.08% more
- 50035: Insurance costs 1.99% less
- 50226: Insurance costs 1.74% more
- 50313: Insurance costs 8.38% more
- 50131: Insurance costs 1.08% less
- 50317: Insurance costs 7.22% more
- 50009: Insurance costs 0.17% less
Zip Codes with Similar Populations
- 07013: Insurance costs 75.93% more
- 11416: Insurance costs 191.54% more
- 11570: Insurance costs 140.91% more
- 11725: Insurance costs 120.50% more
- 77021: Insurance costs 73.69% more
- 46825: Insurance costs 0.25% less
- 53223: Insurance costs 9.71% more
- 58554: Insurance costs 18.34% more
- 60087: Insurance costs 48.55% more
- 60532: Insurance costs 29.21% more