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Get Cheap Car Insurance in 50273, IA
We monitor insurance prices, helping the average driver in 50273 save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in 50273
The chart below shows the cheapest car insurance company in 50273 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| 50273 Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $31 |
Savings for Every Kind of 50273 Driver
Based on our extensive insurance data, we know the average 50273 driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $270 per year by choosing the right vehicle insurance company. Some 50273 residents are paying out over $1,235 extra every year for auto insurance in 50273. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
50273, IA Savings / Yr. |
|---|---|
$270 |
|
$376 |
|
$320 |
|
$431 |
|
$1,129 |
|
$372 |
|
$570 |
50273 Car Insurance vs. Iowa
People living in 50273 pay an average of 1.11% less than the typical driver in the state. The average driver in 50273 can expect to pay about $485 per year, or $1,235 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 50273 for most people.
Car Insurance Prices by 50273 Neighborhood
Insurance Prices
Where is insurance cheapest within 50273?
The map shows insurance prices in and around 50273, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $92 per year within the zip boundaries, with insurance premiums ranging from a high of $1,312 to a low of $1,220. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of 50273.Pick the Best Car Insurance Company for You in 50273
The best car insurance provider for most drivers in 50273
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $270 over the average 50273 car insurance company.
The best car insurance provider for 50273 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $376 over the competition.
The best car insurance company for 50273 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $320 better than other car insurance companies.
The best auto insurance for 50273 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $431 less each year.
The least expensive car insurance company for new and young drivers in 50273
In 50273, IMT Insurance costs young drivers $1,129 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 50273
State Farm gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average 50273 couple's premiums.
The cheapest car insurance in 50273 for drivers with bad credit
The best 50273 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 50273
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 50273 driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 50273, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around 50273
What Influences the Cost of Car Insurance in 50273?
On average, car insurance in 50273 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Iowa state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 50273 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 50273 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 50273 is $40 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 50218: Insurance costs 0.16% less
- 50222: Insurance costs 0.08% more
- 50033: Insurance costs 0.24% less
- 50240: Insurance costs the same
- 50072: Insurance costs 0.89% less
- 50155: Insurance costs 0.24% more
- 50257: Insurance costs 0.89% more
- 50229: Insurance costs 1.05% less
- 50160: Insurance costs 1.46% less
- 50061: Insurance costs 1.54% less
Zip Codes with Similar Populations
- 30566: Insurance costs 47.61% more
- 59270: Insurance costs 30.77% more
- 56431: Insurance costs 31.58% more
- 56425: Insurance costs 28.83% more
- 52205: Insurance costs 1.13% more
- 51360: Insurance costs 3.81% less
- 48015: Insurance costs 169.96% more
- 46962: Insurance costs 5.75% less
- 32136: Insurance costs 94.41% more
- 30633: Insurance costs 39.51% more