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Get Cheap Car Insurance in 50702, IA
We monitor insurance prices, helping the average driver in 50702 save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in 50702
The chart below shows the cheapest car insurance company in 50702 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| 50702 Insurer | Monthly Cost |
|---|---|
| State Farm | $28 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $30 |
| Farm Bureau | $31 |
Savings for Every Kind of 50702 Driver
Based on our extensive insurance data, we know the average 50702 driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $273 per year by choosing the right vehicle insurance company. Some 50702 residents are paying out over $1,250 extra every year for auto insurance in 50702. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
50702, IA Savings / Yr. |
|---|---|
$273 |
|
$380 |
|
$324 |
|
$436 |
|
$1,143 |
|
$376 |
|
$576 |
50702 Car Insurance vs. Iowa
People living in 50702 pay an average of 0.05% more than the typical driver in the state. The average driver in 50702 can expect to pay about $490 per year, or $1,250 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 50702 for most people.
Car Insurance Prices by 50702 Neighborhood
Insurance Prices
Where is insurance cheapest within 50702?
The map shows insurance prices in and around 50702, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $185 per year within the zip boundaries, with insurance premiums ranging from a high of $1,360 to a low of $1,175. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of 50702.Pick the Best Car Insurance Company for You in 50702
The best car insurance provider for most drivers in 50702
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $273 over the average 50702 car insurance company.
The best car insurance provider for 50702 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $380 over the competition.
The best car insurance company for 50702 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $324 better than other car insurance companies.
The best auto insurance for 50702 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $436 less each year.
The least expensive car insurance company for new and young drivers in 50702
In 50702, IMT Insurance costs young drivers $1,143 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 50702
State Farm gave the largest car insurance discounts to married couples, averaging $376 saved each year compared to an average 50702 couple's premiums.
The cheapest car insurance in 50702 for drivers with bad credit
The best 50702 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 50702
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 50702 driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 50702, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around 50702
What Influences the Cost of Car Insurance in 50702?
On average, car insurance in 50702 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Iowa state insurance regulations may allow for lower prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 50702 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 50702 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 50702 is $41 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 50701: Insurance costs 1.68% less
- 50707: Insurance costs 1.52% less
- 50703: Insurance costs 6.24% more
- 50667: Insurance costs 3.92% less
- 50623: Insurance costs 1.12% less
- 50634: Insurance costs 2.00% less
- 50613: Insurance costs 5.20% less
- 50614: Insurance costs 2.80% less
- 50643: Insurance costs 5.12% less
- 50626: Insurance costs 2.88% less
Zip Codes with Similar Populations
- 01945: Insurance costs 35.68% more
- 80620: Insurance costs 54.32% more
- 31721: Insurance costs 33.76% more
- 28659: Insurance costs 3.04% less
- 28786: Insurance costs 4.64% less
- 98121: Insurance costs 34.32% more
- 55075: Insurance costs 32.64% more
- 75116: Insurance costs 59.36% more
- 78133: Insurance costs 32.48% more
- 39305: Insurance costs 32.00% more