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Get Cheap Car Insurance in 51653, IA
We monitor insurance prices, helping the average driver in 51653 save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in 51653
The chart below shows the cheapest car insurance company in 51653 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| 51653 Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of 51653 Driver
Based on our extensive insurance data, we know the average 51653 driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $268 per year by choosing the right vehicle insurance company. Some 51653 residents are paying out over $1,226 extra every year for auto insurance in 51653. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
51653, IA Savings / Yr. |
|---|---|
$268 |
|
$373 |
|
$318 |
|
$428 |
|
$1,121 |
|
$369 |
|
$566 |
51653 Car Insurance vs. Iowa
People living in 51653 pay an average of 1.81% less than the typical driver in the state. The average driver in 51653 can expect to pay about $481 per year, or $1,226 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 51653 for most people.
Car Insurance Prices by 51653 Neighborhood
Insurance Prices
Where is insurance cheapest within 51653?
The map shows insurance prices in and around 51653, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the zip boundaries, with insurance premiums ranging from a high of $1,245 to a low of $1,224. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of 51653.Pick the Best Car Insurance Company for You in 51653
The best car insurance provider for most drivers in 51653
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $268 over the average 51653 car insurance company.
The best car insurance provider for 51653 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $373 over the competition.
The best car insurance company for 51653 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $318 better than other car insurance companies.
The best auto insurance for 51653 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $428 less each year.
The least expensive car insurance company for new and young drivers in 51653
In 51653, IMT Insurance costs young drivers $1,121 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 51653
State Farm gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average 51653 couple's premiums.
The cheapest car insurance in 51653 for drivers with bad credit
The best 51653 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 51653
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 51653 driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 51653, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around 51653
What Influences the Cost of Car Insurance in 51653?
On average, car insurance in 51653 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 51653 is 26 minutes, which is about the national average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 51653 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 51653 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 51653 is $40 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 51654: Insurance costs 1.47% more
- 51649: Insurance costs 0.90% less
- 51652: Insurance costs 0.24% more
- 68455: Insurance costs 15.58% more
- 51648: Insurance costs 1.47% more
- 51645: Insurance costs 0.82% less
- 68409: Insurance costs 14.52% more
- 68048: Insurance costs 14.27% more
- 51639: Insurance costs 0.57% more
- 68413: Insurance costs 15.42% more
Zip Codes with Similar Populations
- 71447: Insurance costs 130.18% more
- 36579: Insurance costs 26.92% more
- 37365: Insurance costs 11.01% more
- 38258: Insurance costs 11.17% more
- 42349: Insurance costs 71.13% more
- 44695: Insurance costs 9.38% less
- 45836: Insurance costs 10.52% less
- 52347: Insurance costs 0.57% more
- 67120: Insurance costs 28.06% more
- 68039: Insurance costs 20.23% more