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Get Cheap Car Insurance in 52351, IA
We monitor insurance prices, helping the average driver in 52351 save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in 52351
The chart below shows the cheapest car insurance company in 52351 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| 52351 Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $27 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of 52351 Driver
Based on our extensive insurance data, we know the average 52351 driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $264 per year by choosing the right vehicle insurance company. Some 52351 residents are paying out over $1,208 extra every year for auto insurance in 52351. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
52351, IA Savings / Yr. |
|---|---|
$264 |
|
$367 |
|
$313 |
|
$422 |
|
$1,104 |
|
$364 |
|
$557 |
52351 Car Insurance vs. Iowa
People living in 52351 pay an average of 3.32% less than the typical driver in the state. The average driver in 52351 can expect to pay about $474 per year, or $1,208 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 52351 for most people.
Car Insurance Prices by 52351 Neighborhood
Insurance Prices
Where is insurance cheapest within 52351?
The map shows insurance prices in and around 52351, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the zip boundaries, with insurance premiums ranging from a high of $1,215 to a low of $1,183. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of 52351.Pick the Best Car Insurance Company for You in 52351
The best car insurance provider for most drivers in 52351
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $264 over the average 52351 car insurance company.
The best car insurance provider for 52351 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $367 over the competition.
The best car insurance company for 52351 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $313 better than other car insurance companies.
The best auto insurance for 52351 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $422 less each year.
The least expensive car insurance company for new and young drivers in 52351
In 52351, IMT Insurance costs young drivers $1,104 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 52351
State Farm gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average 52351 couple's premiums.
The cheapest car insurance in 52351 for drivers with bad credit
The best 52351 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 52351
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 52351 driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 52351, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around 52351
What Influences the Cost of Car Insurance in 52351?
On average, car insurance in 52351 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 52351 is 27 minutes, which is about the national average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 52351 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- 52351 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 52351 is $39 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 52318: Insurance costs 0.75% more
- 52228: Insurance costs 0.75% less
- 52203: Insurance costs 2.90% more
- 52307: Insurance costs 2.15% more
- 52206: Insurance costs 0.99% less
- 52354: Insurance costs 0.99% more
- 52338: Insurance costs the same
- 52404: Insurance costs 2.24% more
- 52405: Insurance costs 2.48% more
- 52236: Insurance costs 1.08% more
Zip Codes with Similar Populations
- 98326: Insurance costs 9.52% more
- 73841: Insurance costs 42.80% more
- 24892: Insurance costs 35.68% more
- 22738: Insurance costs 1.49% less
- 25564: Insurance costs 30.63% more
- 81154: Insurance costs 51.32% more
- 13485: Insurance costs 75.50% more
- 12941: Insurance costs 79.39% more
- 12060: Insurance costs 80.71% more
- 11972: Insurance costs 94.87% more