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Get Cheap Car Insurance in 53402, WI
We monitor insurance prices, helping the average driver in 53402 save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in 53402
The chart below shows the cheapest car insurance company in 53402 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| 53402 Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| American Family Insurance | $45 |
| Erie Insurance | $45 |
| Kemper | $47 |
Savings for Every Kind of 53402 Driver
Based on our extensive insurance data, we know the average 53402 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $224 per year by choosing the right vehicle insurance company. Some 53402 residents are paying out over $1,205 extra every year for auto insurance in 53402. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
53402, WI Savings / Yr. |
|---|---|
$224 |
|
$461 |
|
$285 |
|
$413 |
|
$957 |
|
$174 |
|
$657 |
53402 Car Insurance vs. Wisconsin
People living in 53402 pay an average of 5.48% more than the typical driver in the state. The average driver in 53402 can expect to pay about $607 per year, or $1,205 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in 53402 for most people.
Car Insurance Prices by 53402 Neighborhood
Insurance Prices
Where is insurance cheapest within 53402?
The map shows insurance prices in and around 53402, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $340 per year within the zip boundaries, with insurance premiums ranging from a high of $1,412 to a low of $1,072. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 53402.Pick the Best Car Insurance Company for You in 53402
The best car insurance provider for most drivers in 53402
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $224 over the average 53402 car insurance company.
The best car insurance provider for 53402 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $461 over the competition.
The best car insurance company for 53402 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $285 better than other car insurance companies.
The best auto insurance for 53402 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $413 less each year.
The least expensive car insurance company for new and young drivers in 53402
In 53402, Erie Insurance costs young drivers $957 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 53402
Progressive gave the largest car insurance discounts to married couples, averaging $174 saved each year compared to an average 53402 couple's premiums.
The cheapest car insurance in 53402 for drivers with bad credit
The best 53402 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 53402
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 53402 driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 53402, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around 53402
What Influences the Cost of Car Insurance in 53402?
On average, car insurance in 53402 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 53402 is 32 minutes, which is a little more than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 53402 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 53402 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 53402 is $51 per month for minimum coverage and $100 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 53404: Insurance costs 6.31% more
- 53405: Insurance costs 2.24% less
- 53406: Insurance costs 5.23% less
- 53403: Insurance costs 3.15% more
- 53177: Insurance costs 8.38% less
- 53108: Insurance costs 9.63% less
- 53126: Insurance costs 9.96% less
- 53154: Insurance costs 4.48% less
- 53140: Insurance costs 3.15% less
- 53144: Insurance costs 1.74% less
Zip Codes with Similar Populations
- 37803: Insurance costs 11.54% more
- 48642: Insurance costs 124.23% more
- 99337: Insurance costs 16.18% more
- 92649: Insurance costs 78.09% more
- 92316: Insurance costs 84.40% more
- 91321: Insurance costs 91.20% more
- 90012: Insurance costs 106.64% more
- 86001: Insurance costs 47.39% more
- 84606: Insurance costs 19.59% more
- 84116: Insurance costs 35.35% more