Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 54106, WI
We monitor insurance prices, helping the average driver in 54106 save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in 54106
The chart below shows the cheapest car insurance company in 54106 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| 54106 Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| American Family Insurance | $40 |
| Erie Insurance | $41 |
| Kemper | $42 |
Savings for Every Kind of 54106 Driver
Based on our extensive insurance data, we know the average 54106 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $200 per year by choosing the right vehicle insurance company. Some 54106 residents are paying out over $1,078 extra every year for auto insurance in 54106. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
54106, WI Savings / Yr. |
|---|---|
$200 |
|
$413 |
|
$255 |
|
$370 |
|
$856 |
|
$156 |
|
$588 |
54106 Car Insurance vs. Wisconsin
People living in 54106 pay an average of 5.57% less than the typical driver in the state. The average driver in 54106 can expect to pay about $543 per year, or $1,078 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in 54106 for most people.
Car Insurance Prices by 54106 Neighborhood
Insurance Prices
Where is insurance cheapest within 54106?
The map shows insurance prices in and around 54106, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $76 per year within the zip boundaries, with insurance premiums ranging from a high of $1,116 to a low of $1,040. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of 54106.Pick the Best Car Insurance Company for You in 54106
The best car insurance provider for most drivers in 54106
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $200 over the average 54106 car insurance company.
The best car insurance provider for 54106 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $413 over the competition.
The best car insurance company for 54106 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $255 better than other car insurance companies.
The best auto insurance for 54106 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $370 less each year.
The least expensive car insurance company for new and young drivers in 54106
In 54106, Erie Insurance costs young drivers $856 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 54106
Progressive gave the largest car insurance discounts to married couples, averaging $156 saved each year compared to an average 54106 couple's premiums.
The cheapest car insurance in 54106 for drivers with bad credit
The best 54106 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 54106, which was better than other insurers.
The cheapest large national provider in 54106
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 54106 driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 54106, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around 54106
What Influences the Cost of Car Insurance in 54106?
On average, car insurance in 54106 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 54106 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 54106 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 54106 is $45 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 54170: Insurance costs 1.30% more
- 54152: Insurance costs 0.93% more
- 54165: Insurance costs 0.83% less
- 54913: Insurance costs 1.48% less
- 54944: Insurance costs 1.48% less
- 54155: Insurance costs 0.46% less
- 54922: Insurance costs 3.43% more
- 54961: Insurance costs 1.67% more
- 54180: Insurance costs 3.34% less
- 54313: Insurance costs 1.30% less
Zip Codes with Similar Populations
- 72011: Insurance costs 55.57% more
- 31642: Insurance costs 48.79% more
- 31803: Insurance costs 56.22% more
- 33785: Insurance costs 160.39% more
- 35072: Insurance costs 46.01% more
- 35234: Insurance costs 69.76% more
- 35550: Insurance costs 45.83% more
- 36477: Insurance costs 31.08% more
- 37370: Insurance costs 22.36% more
- 31063: Insurance costs 66.79% more