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Get Cheap Car Insurance in 54964, WI
We monitor insurance prices, helping the average driver in 54964 save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in 54964
The chart below shows the cheapest car insurance company in 54964 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| 54964 Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| American Family Insurance | $40 |
| Erie Insurance | $41 |
| Kemper | $42 |
Savings for Every Kind of 54964 Driver
Based on our extensive insurance data, we know the average 54964 driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $201 per year by choosing the right vehicle insurance company. Some 54964 residents are paying out over $1,080 extra every year for auto insurance in 54964. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
54964, WI Savings / Yr. |
|---|---|
$201 |
|
$413 |
|
$255 |
|
$371 |
|
$858 |
|
$156 |
|
$589 |
54964 Car Insurance vs. Wisconsin
People living in 54964 pay an average of 5.42% less than the typical driver in the state. The average driver in 54964 can expect to pay about $544 per year, or $1,080 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in 54964 for most people.
Car Insurance Prices by 54964 Neighborhood
Insurance Prices
Where is insurance cheapest within 54964?
The map shows insurance prices in and around 54964, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the zip boundaries, with insurance premiums ranging from a high of $1,086 to a low of $1,067. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of 54964.Pick the Best Car Insurance Company for You in 54964
The best car insurance provider for most drivers in 54964
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $201 over the average 54964 car insurance company.
The best car insurance provider for 54964 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $413 over the competition.
The best car insurance company for 54964 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $255 better than other car insurance companies.
The best auto insurance for 54964 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $371 less each year.
The least expensive car insurance company for new and young drivers in 54964
In 54964, Erie Insurance costs young drivers $858 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 54964
Progressive gave the largest car insurance discounts to married couples, averaging $156 saved each year compared to an average 54964 couple's premiums.
The cheapest car insurance in 54964 for drivers with bad credit
The best 54964 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 54964
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 54964 driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 54964, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around 54964
What Influences the Cost of Car Insurance in 54964?
On average, car insurance in 54964 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 54964 is 28 minutes, which is about the national average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 17 to 18 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 54964 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 54964 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 54964 is $45 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 54980: Insurance costs 0.37% less
- 54971: Insurance costs 1.11% more
- 54932: Insurance costs 1.20% less
- 54934: Insurance costs 0.37% less
- 54963: Insurance costs 0.74% less
- 54904: Insurance costs 2.41% less
- 54902: Insurance costs 0.74% less
- 54979: Insurance costs 1.39% less
- 54923: Insurance costs 2.50% more
- 54901: Insurance costs 1.30% more
Zip Codes with Similar Populations
- 56450: Insurance costs 51.39% more
- 68456: Insurance costs 26.57% more
- 65761: Insurance costs 65.00% more
- 65444: Insurance costs 68.43% more
- 63823: Insurance costs 65.74% more
- 63751: Insurance costs 68.80% more
- 62875: Insurance costs 31.85% more
- 61733: Insurance costs 27.87% more
- 59520: Insurance costs 53.61% more
- 58757: Insurance costs 39.81% more