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Get Cheap Car Insurance in 55419, MN
We monitor insurance prices, helping the average driver in 55419 save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in 55419
The chart below shows the cheapest car insurance company in 55419 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| 55419 Insurer | Monthly Cost |
|---|---|
| State Farm | $56 |
| Auto-Owners Insurance | $62 |
| Kemper | $66 |
| American Family Insurance | $66 |
Savings for Every Kind of 55419 Driver
Based on our extensive insurance data, we know the average 55419 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $476 per year by choosing the right vehicle insurance company. Some 55419 residents are paying out over $1,770 extra every year for auto insurance in 55419. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
55419, MN Savings / Yr. |
|---|---|
$476 |
|
$600 |
|
$386 |
|
$784 |
|
$1,344 |
|
$398 |
|
$1,046 |
55419 Car Insurance vs. Minnesota
People living in 55419 pay an average of 10.22% more than the typical driver in the state. The average driver in 55419 can expect to pay about $916 per year, or $1,770 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 55419 for most people.
Car Insurance Prices by 55419 Neighborhood
Insurance Prices
Where is insurance cheapest within 55419?
The map shows insurance prices in and around 55419, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $429 per year within the zip boundaries, with insurance premiums ranging from a high of $2,068 to a low of $1,639. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of 55419.Pick the Best Car Insurance Company for You in 55419
The best car insurance provider for most drivers in 55419
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $476 over the average 55419 car insurance company.
The best car insurance provider for 55419 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $600 over the competition.
The best car insurance company for 55419 drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $386 better than other car insurance companies.
The best auto insurance for 55419 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $784 less each year.
The least expensive car insurance company for new and young drivers in 55419
In 55419, State Farm costs young drivers $1,344 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 55419
State Farm gave the largest car insurance discounts to married couples, averaging $398 saved each year compared to an average 55419 couple's premiums.
The cheapest car insurance in 55419 for drivers with bad credit
The best 55419 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 55419
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 55419 driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 55419, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around 55419
What Influences the Cost of Car Insurance in 55419?
On average, car insurance in 55419 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 55419 is 28 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 55419 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 55419 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 55419 is $76 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 55410: Insurance costs 3.05% less
- 55409: Insurance costs 4.41% more
- 55423: Insurance costs 0.90% more
- 55424: Insurance costs 7.85% less
- 55417: Insurance costs 1.02% more
- 55407: Insurance costs 11.64% more
- 55408: Insurance costs 9.44% more
- 55435: Insurance costs 1.07% less
- 55416: Insurance costs 2.43% less
- 55406: Insurance costs 3.84% more
Zip Codes with Similar Populations
- 06705: Insurance costs 29.27% more
- 20708: Insurance costs 22.88% more
- 85718: Insurance costs 1.13% less
- 49015: Insurance costs 58.14% more
- 49519: Insurance costs 66.44% more
- 52601: Insurance costs 30.23% less
- 53202: Insurance costs 32.88% less
- 54481: Insurance costs 38.02% less
- 64093: Insurance costs 2.77% less
- 75048: Insurance costs 2.66% more