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Get Cheap Car Insurance in 55421, MN
We monitor insurance prices, helping the average driver in 55421 save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in 55421
The chart below shows the cheapest car insurance company in 55421 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| 55421 Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Auto-Owners Insurance | $66 |
| Kemper | $70 |
| American Family Insurance | $70 |
Savings for Every Kind of 55421 Driver
Based on our extensive insurance data, we know the average 55421 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $504 per year by choosing the right vehicle insurance company. Some 55421 residents are paying out over $1,874 extra every year for auto insurance in 55421. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
55421, MN Savings / Yr. |
|---|---|
$504 |
|
$635 |
|
$409 |
|
$830 |
|
$1,423 |
|
$421 |
|
$1,108 |
55421 Car Insurance vs. Minnesota
People living in 55421 pay an average of 16.72% more than the typical driver in the state. The average driver in 55421 can expect to pay about $970 per year, or $1,874 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 55421 for most people.
Car Insurance Prices by 55421 Neighborhood
Insurance Prices
Where is insurance cheapest within 55421?
The map shows insurance prices in and around 55421, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $258 per year within the zip boundaries, with insurance premiums ranging from a high of $1,991 to a low of $1,733. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of 55421.Pick the Best Car Insurance Company for You in 55421
The best car insurance provider for most drivers in 55421
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $504 over the average 55421 car insurance company.
The best car insurance provider for 55421 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $635 over the competition.
The best car insurance company for 55421 drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $409 better than other car insurance companies.
The best auto insurance for 55421 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $830 less each year.
The least expensive car insurance company for new and young drivers in 55421
In 55421, State Farm costs young drivers $1,423 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 55421
State Farm gave the largest car insurance discounts to married couples, averaging $421 saved each year compared to an average 55421 couple's premiums.
The cheapest car insurance in 55421 for drivers with bad credit
The best 55421 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 55421
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 55421 driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 55421, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around 55421
What Influences the Cost of Car Insurance in 55421?
On average, car insurance in 55421 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 55421 is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 55421 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- 55421 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 55421 is $81 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 55418: Insurance costs 2.08% less
- 55430: Insurance costs 4.22% more
- 55112: Insurance costs 8.54% less
- 55412: Insurance costs 8.27% more
- 55432: Insurance costs 3.20% less
- 55413: Insurance costs 2.24% more
- 55411: Insurance costs 12.22% more
- 55401: Insurance costs 3.31% more
- 55444: Insurance costs 0.16% less
- 55414: Insurance costs 0.80% less
Zip Codes with Similar Populations
- 81001: Insurance costs 6.08% more
- 37923: Insurance costs 25.88% less
- 44312: Insurance costs 41.36% less
- 48446: Insurance costs 57.95% more
- 49418: Insurance costs 44.77% more
- 76543: Insurance costs 7.79% less
- 76901: Insurance costs 9.45% less
- 77566: Insurance costs 13.18% less
- 78727: Insurance costs 4.11% less
- 06111: Insurance costs 7.10% more