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Get Cheap Car Insurance in 55932, MN
We monitor insurance prices, helping the average driver in 55932 save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in 55932
The chart below shows the cheapest car insurance company in 55932 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| 55932 Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $54 |
| Kemper | $58 |
| American Family Insurance | $58 |
Savings for Every Kind of 55932 Driver
Based on our extensive insurance data, we know the average 55932 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some 55932 residents are paying out over $1,543 extra every year for auto insurance in 55932. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
55932, MN Savings / Yr. |
|---|---|
$415 |
|
$523 |
|
$336 |
|
$683 |
|
$1,171 |
|
$347 |
|
$912 |
55932 Car Insurance vs. Minnesota
People living in 55932 pay an average of 3.93% less than the typical driver in the state. The average driver in 55932 can expect to pay about $798 per year, or $1,543 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 55932 for most people.
Car Insurance Prices by 55932 Neighborhood
Insurance Prices
Where is insurance cheapest within 55932?
The map shows insurance prices in and around 55932, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the zip boundaries, with insurance premiums ranging from a high of $1,590 to a low of $1,528. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of 55932.Pick the Best Car Insurance Company for You in 55932
The best car insurance provider for most drivers in 55932
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $415 over the average 55932 car insurance company.
The best car insurance provider for 55932 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $523 over the competition.
The best car insurance company for 55932 drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $336 better than other car insurance companies.
The best auto insurance for 55932 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $683 less each year.
The least expensive car insurance company for new and young drivers in 55932
In 55932, State Farm costs young drivers $1,171 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 55932
State Farm gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average 55932 couple's premiums.
The cheapest car insurance in 55932 for drivers with bad credit
The best 55932 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 55932
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 55932 driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 55932, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around 55932
What Influences the Cost of Car Insurance in 55932?
On average, car insurance in 55932 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 55932 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 55932 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 55932 is $67 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 55964: Insurance costs 1.23% more
- 55957: Insurance costs 2.98% more
- 55906: Insurance costs 2.66% more
- 55991: Insurance costs 1.94% more
- 55901: Insurance costs 2.01% more
- 55960: Insurance costs 0.91% less
- 55945: Insurance costs 3.89% more
- 55910: Insurance costs 1.94% more
- 55956: Insurance costs 0.84% more
- 55963: Insurance costs 0.06% less
Zip Codes with Similar Populations
- 74028: Insurance costs 10.56% more
- 38220: Insurance costs 11.15% less
- 38334: Insurance costs 12.57% less
- 39478: Insurance costs 11.92% more
- 45684: Insurance costs 25.28% less
- 62087: Insurance costs 3.82% less
- 62245: Insurance costs 6.42% less
- 65326: Insurance costs 14.78% more
- 68045: Insurance costs 9.14% less
- 08311: Insurance costs 17.95% more