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Get Cheap Car Insurance in 55953, MN
We monitor insurance prices, helping the average driver in 55953 save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in 55953
The chart below shows the cheapest car insurance company in 55953 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| 55953 Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $54 |
| Kemper | $57 |
| American Family Insurance | $57 |
Savings for Every Kind of 55953 Driver
Based on our extensive insurance data, we know the average 55953 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some 55953 residents are paying out over $1,538 extra every year for auto insurance in 55953. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
55953, MN Savings / Yr. |
|---|---|
$414 |
|
$521 |
|
$335 |
|
$681 |
|
$1,168 |
|
$346 |
|
$909 |
55953 Car Insurance vs. Minnesota
People living in 55953 pay an average of 4.22% less than the typical driver in the state. The average driver in 55953 can expect to pay about $796 per year, or $1,538 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 55953 for most people.
Car Insurance Prices by 55953 Neighborhood
Insurance Prices
Where is insurance cheapest within 55953?
The map shows insurance prices in and around 55953, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $5 per year within the zip boundaries, with insurance premiums ranging from a high of $1,543 to a low of $1,538. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of 55953.Pick the Best Car Insurance Company for You in 55953
The best car insurance provider for most drivers in 55953
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $414 over the average 55953 car insurance company.
The best car insurance provider for 55953 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $521 over the competition.
The best car insurance company for 55953 drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $335 better than other car insurance companies.
The best auto insurance for 55953 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $681 less each year.
The least expensive car insurance company for new and young drivers in 55953
In 55953, State Farm costs young drivers $1,168 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 55953
State Farm gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average 55953 couple's premiums.
The cheapest car insurance in 55953 for drivers with bad credit
The best 55953 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 55953
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 55953 driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 55953, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around 55953
What Influences the Cost of Car Insurance in 55953?
On average, car insurance in 55953 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 55953 is 29 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 55953 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 55953 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 55953 is $66 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 50481: Insurance costs 20.22% less
- 50426: Insurance costs 20.22% less
- 55970: Insurance costs 0.85% less
- 50476: Insurance costs 20.74% less
- 55912: Insurance costs 3.77% more
- 55909: Insurance costs the same
- 50459: Insurance costs 20.61% less
- 55977: Insurance costs 0.46% more
- 55933: Insurance costs 0.13% less
- 56036: Insurance costs 0.52% less
Zip Codes with Similar Populations
- 01026: Insurance costs 3.97% less
- 99789: Insurance costs 7.80% less
- 99678: Insurance costs 11.31% less
- 97434: Insurance costs 7.35% less
- 97388: Insurance costs 7.80% less
- 89825: Insurance costs 35.31% more
- 89003: Insurance costs 40.44% more
- 88325: Insurance costs 9.49% less
- 87714: Insurance costs 1.82% less
- 87530: Insurance costs 3.38% more