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Get Cheap Car Insurance in 56227, MN
We monitor insurance prices, helping the average driver in 56227 save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in 56227
The chart below shows the cheapest car insurance company in 56227 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| 56227 Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Auto-Owners Insurance | $55 |
| Kemper | $58 |
| American Family Insurance | $58 |
Savings for Every Kind of 56227 Driver
Based on our extensive insurance data, we know the average 56227 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $421 per year by choosing the right vehicle insurance company. Some 56227 residents are paying out over $1,565 extra every year for auto insurance in 56227. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
56227, MN Savings / Yr. |
|---|---|
$421 |
|
$530 |
|
$341 |
|
$693 |
|
$1,188 |
|
$352 |
|
$925 |
56227 Car Insurance vs. Minnesota
People living in 56227 pay an average of 2.58% less than the typical driver in the state. The average driver in 56227 can expect to pay about $810 per year, or $1,565 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 56227 for most people.
Car Insurance Prices by 56227 Neighborhood
Insurance Prices
Where is insurance cheapest within 56227?
The map shows insurance prices in and around 56227, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,565 to a low of $1,565. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 56227.Pick the Best Car Insurance Company for You in 56227
The best car insurance provider for most drivers in 56227
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $421 over the average 56227 car insurance company.
The best car insurance provider for 56227 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $530 over the competition.
The best car insurance company for 56227 drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $341 better than other car insurance companies.
The best auto insurance for 56227 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in 56227
In 56227, State Farm costs young drivers $1,188 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 56227
State Farm gave the largest car insurance discounts to married couples, averaging $352 saved each year compared to an average 56227 couple's premiums.
The cheapest car insurance in 56227 for drivers with bad credit
The best 56227 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 56227
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 56227 driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 56227, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around 56227
What Influences the Cost of Car Insurance in 56227?
On average, car insurance in 56227 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 56227 is 28 minutes, which is a little less than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 56227 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 56227 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 56227 is $67 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 56276: Insurance costs 0.19% less
- 56208: Insurance costs 2.11% more
- 56249: Insurance costs 0.83% more
- 56212: Insurance costs 0.77% less
- 56278: Insurance costs 1.28% more
- 57216: Insurance costs 1.98% less
- 56262: Insurance costs 1.41% less
- 56231: Insurance costs 1.92% less
- 57252: Insurance costs 2.17% less
- 56226: Insurance costs 2.43% less
Zip Codes with Similar Populations
- 06353: Insurance costs 18.72% more
- 15429: Insurance costs 11.18% less
- 79505: Insurance costs 8.12% more
- 12856: Insurance costs 31.05% more
- 12823: Insurance costs 33.61% more
- 12720: Insurance costs 53.99% more
- 11252: Insurance costs 87.86% more
- 06467: Insurance costs 17.32% more
- 06230: Insurance costs 20.13% more
- 06022: Insurance costs 21.85% more