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Get Cheap Car Insurance in 58428, ND
We monitor insurance prices, helping the average driver in 58428 save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in 58428
The chart below shows the cheapest car insurance company in 58428 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| 58428 Insurer | Monthly Cost |
|---|---|
| State Farm | $32 |
| Midvale Home & Auto | $33 |
| American Family Insurance | $33 |
| Auto-Owners Insurance | $37 |
Savings for Every Kind of 58428 Driver
Based on our extensive insurance data, we know the average 58428 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $393 per year by choosing the right vehicle insurance company. Some 58428 residents are paying out over $1,416 extra every year for auto insurance in 58428. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
58428, ND Savings / Yr. |
|---|---|
$393 |
|
$516 |
|
$362 |
|
$469 |
|
$1,121 |
|
$360 |
|
$442 |
58428 Car Insurance vs. North Dakota
People living in 58428 pay an average of 0.51% less than the typical driver in the state. The average driver in 58428 can expect to pay about $490 per year, or $1,416 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in 58428 for most people.
Car Insurance Prices by 58428 Neighborhood
Insurance Prices
Where is insurance cheapest within 58428?
The map shows insurance prices in and around 58428, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the zip boundaries, with insurance premiums ranging from a high of $1,436 to a low of $1,411. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of 58428.Pick the Best Car Insurance Company for You in 58428
The best car insurance provider for most drivers in 58428
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $393 over the average 58428 car insurance company.
The best car insurance provider for 58428 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $516 over the competition.
The best car insurance company for 58428 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $362 better than other car insurance companies.
The best auto insurance for 58428 drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $469 less each year.
The least expensive car insurance company for new and young drivers in 58428
In 58428, State Farm costs young drivers $1,121 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 58428
State Farm gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average 58428 couple's premiums.
The cheapest car insurance in 58428 for drivers with bad credit
The best 58428 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 58428
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 58428 driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 58428, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around 58428
What Influences the Cost of Car Insurance in 58428?
On average, car insurance in 58428 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 58428 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 58428 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 58428 is $41 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 58487: Insurance costs 0.07% less
- 58482: Insurance costs 0.42% more
- 58532: Insurance costs 0.35% less
- 58467: Insurance costs 0.21% more
- 58572: Insurance costs 0.71% less
- 58424: Insurance costs 0.07% more
- 58558: Insurance costs 0.99% less
- 58521: Insurance costs 1.34% more
- 58504: Insurance costs 1.06% more
- 58501: Insurance costs 0.28% less
Zip Codes with Similar Populations
- 88418: Insurance costs 5.93% more
- 16685: Insurance costs 3.18% less
- 16730: Insurance costs 4.80% less
- 16939: Insurance costs 6.64% less
- 17080: Insurance costs 10.45% less
- 17247: Insurance costs 12.01% less
- 17768: Insurance costs 3.95% less
- 18244: Insurance costs 1.34% less
- 19544: Insurance costs 8.33% less
- 88434: Insurance costs 4.17% more