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Get Cheap Car Insurance in 58730, ND
We monitor insurance prices, helping the average driver in 58730 save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in 58730
The chart below shows the cheapest car insurance company in 58730 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| 58730 Insurer | Monthly Cost |
|---|---|
| State Farm | $35 |
| Midvale Home & Auto | $35 |
| American Family Insurance | $35 |
| Auto-Owners Insurance | $39 |
Savings for Every Kind of 58730 Driver
Based on our extensive insurance data, we know the average 58730 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some 58730 residents are paying out over $1,507 extra every year for auto insurance in 58730. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
58730, ND Savings / Yr. |
|---|---|
$418 |
|
$550 |
|
$386 |
|
$499 |
|
$1,194 |
|
$383 |
|
$470 |
58730 Car Insurance vs. North Dakota
People living in 58730 pay an average of 5.91% more than the typical driver in the state. The average driver in 58730 can expect to pay about $522 per year, or $1,507 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in 58730 for most people.
Car Insurance Prices by 58730 Neighborhood
Insurance Prices
Where is insurance cheapest within 58730?
The map shows insurance prices in and around 58730, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the zip boundaries, with insurance premiums ranging from a high of $1,516 to a low of $1,506. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of 58730.Pick the Best Car Insurance Company for You in 58730
The best car insurance provider for most drivers in 58730
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $418 over the average 58730 car insurance company.
The best car insurance provider for 58730 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $550 over the competition.
The best car insurance company for 58730 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $386 better than other car insurance companies.
The best auto insurance for 58730 drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $499 less each year.
The least expensive car insurance company for new and young drivers in 58730
In 58730, State Farm costs young drivers $1,194 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 58730
State Farm gave the largest car insurance discounts to married couples, averaging $383 saved each year compared to an average 58730 couple's premiums.
The cheapest car insurance in 58730 for drivers with bad credit
The best 58730 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 58730
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 58730 driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 58730, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around 58730
What Influences the Cost of Car Insurance in 58730?
On average, car insurance in 58730 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 58730 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 58730 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 58730 is $44 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 58833: Insurance costs the same
- 58765: Insurance costs 0.46% more
- 58844: Insurance costs 0.60% more
- 58727: Insurance costs 0.27% more
- 58752: Insurance costs 0.33% more
- 58772: Insurance costs 0.53% more
- 59275: Insurance costs 10.68% more
- 58737: Insurance costs 0.53% more
- 58721: Insurance costs 0.46% more
- 59256: Insurance costs 9.62% more
Zip Codes with Similar Populations
- 86434: Insurance costs 18.25% more
- 95589: Insurance costs 23.36% more
- 92282: Insurance costs 31.72% more
- 23156: Insurance costs 20.97% less
- 23827: Insurance costs 17.92% less
- 24566: Insurance costs 19.91% less
- 89832: Insurance costs 39.88% more
- 25287: Insurance costs 2.46% more
- 25557: Insurance costs 13.34% more
- 25652: Insurance costs 10.15% more