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Get Cheap Car Insurance in 59414, MT
We monitor insurance prices, helping the average driver in 59414 save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in 59414
The chart below shows the cheapest car insurance company in 59414 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| 59414 Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Travelers | $47 |
| Progressive | $49 |
| Midvale Home & Auto | $53 |
Savings for Every Kind of 59414 Driver
Based on our extensive insurance data, we know the average 59414 driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $399 per year by choosing the right vehicle insurance company. Some 59414 residents are paying out over $1,597 extra every year for auto insurance in 59414. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
59414, MT Savings / Yr. |
|---|---|
$399 |
|
$712 |
|
$569 |
|
$833 |
|
$1,814 |
|
$0 |
|
$702 |
59414 Car Insurance vs. Montana
People living in 59414 pay an average of 1.42% less than the typical driver in the state. The average driver in 59414 can expect to pay about $760 per year, or $1,597 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 59414 for most people.
Car Insurance Prices by 59414 Neighborhood
Insurance Prices
Where is insurance cheapest within 59414?
The map shows insurance prices in and around 59414, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the zip boundaries, with insurance premiums ranging from a high of $1,598 to a low of $1,585. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of 59414.Pick the Best Car Insurance Company for You in 59414
The best car insurance provider for most drivers in 59414
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $399 over the average 59414 car insurance company.
The best car insurance provider for 59414 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $712 over the competition.
The best car insurance company for 59414 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $569 better than other car insurance companies.
The best auto insurance for 59414 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $833 less each year.
The least expensive car insurance company for new and young drivers in 59414
In 59414, State Farm costs young drivers $1,814 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 59414
The cheapest car insurance in 59414 for drivers with bad credit
The best 59414 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 59414
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 59414 driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 59414, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around 59414
What Influences the Cost of Car Insurance in 59414?
On average, car insurance in 59414 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 59414 is 17 minutes, which is far less than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 59414 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 59414 is $63 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 59401: Insurance costs 0.88% more
- 59405: Insurance costs 0.44% more
- 59404: Insurance costs the same
- 59472: Insurance costs the same
- 59485: Insurance costs 2.25% more
- 59487: Insurance costs 0.75% less
- 59468: Insurance costs 0.75% more
- 59483: Insurance costs 0.69% less
- 59450: Insurance costs 1.63% more
- 59443: Insurance costs 2.07% less
Zip Codes with Similar Populations
- 41837: Insurance costs 39.45% more
- 95629: Insurance costs 18.28% more
- 97536: Insurance costs 13.02% less
- 97823: Insurance costs 12.52% less
- 98358: Insurance costs 16.91% less
- 98361: Insurance costs 14.15% less
- 98603: Insurance costs 12.96% less
- 42236: Insurance costs 24.23% more
- 42054: Insurance costs 29.18% more
- 94586: Insurance costs 21.85% more