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Get Cheap Car Insurance in 61102, IL
We monitor insurance prices, helping the average driver in 61102 save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in 61102
The chart below shows the cheapest car insurance company in 61102 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| 61102 Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Country Financial | $64 |
| Metromile | $69 |
| American Family Insurance | $74 |
Savings for Every Kind of 61102 Driver
Based on our extensive insurance data, we know the average 61102 driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some 61102 residents are paying out over $1,745 extra every year for auto insurance in 61102. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
61102, IL Savings / Yr. |
|---|---|
$408 |
|
$767 |
|
$613 |
|
$643 |
|
$1,584 |
|
$456 |
|
$585 |
61102 Car Insurance vs. Illinois
People living in 61102 pay an average of 15.46% more than the typical driver in the state. The average driver in 61102 can expect to pay about $1,036 per year, or $1,745 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in 61102 for most people.
Car Insurance Prices by 61102 Neighborhood
Insurance Prices
Where is insurance cheapest within 61102?
The map shows insurance prices in and around 61102, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $803 per year within the zip boundaries, with insurance premiums ranging from a high of $2,154 to a low of $1,351. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of 61102.Pick the Best Car Insurance Company for You in 61102
The best car insurance provider for most drivers in 61102
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $408 over the average 61102 car insurance company.
The best car insurance provider for 61102 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for 61102 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $613 better than other car insurance companies.
The best auto insurance for 61102 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $643 less each year.
The least expensive car insurance company for new and young drivers in 61102
In 61102, State Farm costs young drivers $1,584 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 61102
State Farm gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average 61102 couple's premiums.
The cheapest car insurance in 61102 for drivers with bad credit
The best 61102 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 61102
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 61102 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 61102, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around 61102
What Influences the Cost of Car Insurance in 61102?
On average, car insurance in 61102 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 61102 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 61102 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 61102 is $86 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 61104: Insurance costs 2.58% less
- 61101: Insurance costs 0.63% more
- 61103: Insurance costs 9.23% less
- 61109: Insurance costs 11.40% less
- 61107: Insurance costs 15.13% less
- 61108: Insurance costs 11.98% less
- 61088: Insurance costs 23.38% less
- 61114: Insurance costs 18.68% less
- 61111: Insurance costs 18.28% less
- 61112: Insurance costs 12.15% less
Zip Codes with Similar Populations
- 08062: Insurance costs 0.40% less
- 55398: Insurance costs 2.18% less
- 70526: Insurance costs 76.39% more
- 67042: Insurance costs 11.29% less
- 64127: Insurance costs 24.13% more
- 61104: Insurance costs 2.58% less
- 60118: Insurance costs 10.60% less
- 59803: Insurance costs 12.78% less
- 56073: Insurance costs 13.41% less
- 55720: Insurance costs 6.82% less