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Get Cheap Car Insurance in 62359, IL
We monitor insurance prices, helping the average driver in 62359 save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in 62359
The chart below shows the cheapest car insurance company in 62359 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| 62359 Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Country Financial | $51 |
| Metromile | $55 |
| American Family Insurance | $59 |
Savings for Every Kind of 62359 Driver
Based on our extensive insurance data, we know the average 62359 driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $325 per year by choosing the right vehicle insurance company. Some 62359 residents are paying out over $1,391 extra every year for auto insurance in 62359. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
62359, IL Savings / Yr. |
|---|---|
$325 |
|
$611 |
|
$489 |
|
$513 |
|
$1,263 |
|
$364 |
|
$467 |
62359 Car Insurance vs. Illinois
People living in 62359 pay an average of 7.97% less than the typical driver in the state. The average driver in 62359 can expect to pay about $826 per year, or $1,391 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in 62359 for most people.
Car Insurance Prices by 62359 Neighborhood
Insurance Prices
Where is insurance cheapest within 62359?
The map shows insurance prices in and around 62359, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the zip boundaries, with insurance premiums ranging from a high of $1,402 to a low of $1,389. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of 62359.Pick the Best Car Insurance Company for You in 62359
The best car insurance provider for most drivers in 62359
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $325 over the average 62359 car insurance company.
The best car insurance provider for 62359 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $611 over the competition.
The best car insurance company for 62359 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $489 better than other car insurance companies.
The best auto insurance for 62359 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $513 less each year.
The least expensive car insurance company for new and young drivers in 62359
In 62359, State Farm costs young drivers $1,263 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 62359
State Farm gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average 62359 couple's premiums.
The cheapest car insurance in 62359 for drivers with bad credit
The best 62359 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 62359
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 62359 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 62359, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around 62359
What Influences the Cost of Car Insurance in 62359?
On average, car insurance in 62359 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 62359 is 26 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 62359 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- 62359 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 62359 is $69 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 62325: Insurance costs the same
- 62338: Insurance costs 1.08% more
- 62351: Insurance costs 2.80% more
- 62320: Insurance costs 1.87% more
- 62349: Insurance costs 0.07% less
- 62305: Insurance costs 2.88% more
- 62376: Insurance costs 0.93% more
- 62339: Insurance costs 0.93% more
- 62301: Insurance costs 3.52% more
- 62324: Insurance costs 6.25% more
Zip Codes with Similar Populations
- 76885: Insurance costs 14.59% more
- 49627: Insurance costs 98.78% more
- 49873: Insurance costs 99.93% more
- 49918: Insurance costs 104.10% more
- 49952: Insurance costs 112.72% more
- 50605: Insurance costs 12.37% less
- 52307: Insurance costs 11.29% less
- 57547: Insurance costs 26.67% more
- 74530: Insurance costs 21.85% more
- 74836: Insurance costs 23.15% more