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Get Cheap Car Insurance in 64628, MO
We monitor insurance prices, helping the average driver in 64628 save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in 64628
The chart below shows the cheapest car insurance company in 64628 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| 64628 Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $67 |
| Safeco Insurance | $68 |
| Clearcover | $73 |
Savings for Every Kind of 64628 Driver
Based on our extensive insurance data, we know the average 64628 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $475 per year by choosing the right vehicle insurance company. Some 64628 residents are paying out over $1,760 extra every year for auto insurance in 64628. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
64628, MO Savings / Yr. |
|---|---|
$475 |
|
$662 |
|
$606 |
|
$678 |
|
$1,430 |
|
$369 |
|
$567 |
64628 Car Insurance vs. Missouri
People living in 64628 pay an average of 2.29% less than the typical driver in the state. The average driver in 64628 can expect to pay about $1,084 per year, or $1,760 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in 64628 for most people.
Car Insurance Prices by 64628 Neighborhood
Insurance Prices
Where is insurance cheapest within 64628?
The map shows insurance prices in and around 64628, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the zip boundaries, with insurance premiums ranging from a high of $1,784 to a low of $1,711. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of 64628.Pick the Best Car Insurance Company for You in 64628
The best car insurance provider for most drivers in 64628
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $475 over the average 64628 car insurance company.
The best car insurance provider for 64628 drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for 64628 drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $606 better than other car insurance companies.
The best auto insurance for 64628 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $678 less each year.
The least expensive car insurance company for new and young drivers in 64628
In 64628, Travelers costs young drivers $1,430 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 64628
State Farm gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average 64628 couple's premiums.
The cheapest car insurance in 64628 for drivers with bad credit
The best 64628 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 64628
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 64628 driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 64628, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around 64628
What Influences the Cost of Car Insurance in 64628?
On average, car insurance in 64628 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 64628 is 23 minutes, which is far less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 64628 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 64628 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 64628 is $90 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 64651: Insurance costs 2.73% less
- 64658: Insurance costs 0.11% less
- 64676: Insurance costs 0.17% less
- 64631: Insurance costs 0.57% less
- 64653: Insurance costs 0.28% less
- 64659: Insurance costs 0.97% less
- 64681: Insurance costs 0.17% less
- 63558: Insurance costs 0.85% less
- 64688: Insurance costs 1.48% less
- 64643: Insurance costs 0.45% more
Zip Codes with Similar Populations
- 43403: Insurance costs 40.63% less
- 38023: Insurance costs 18.86% less
- 38363: Insurance costs 23.47% less
- 38676: Insurance costs 2.33% more
- 39203: Insurance costs 8.64% more
- 39669: Insurance costs 0.40% more
- 40067: Insurance costs 18.07% more
- 43080: Insurance costs 35.57% less
- 43344: Insurance costs 37.67% less
- 37915: Insurance costs 5.45% less