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Get Cheap Car Insurance in 64740, MO
We monitor insurance prices, helping the average driver in 64740 save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in 64740
The chart below shows the cheapest car insurance company in 64740 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| 64740 Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $67 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of 64740 Driver
Based on our extensive insurance data, we know the average 64740 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $480 per year by choosing the right vehicle insurance company. Some 64740 residents are paying out over $1,777 extra every year for auto insurance in 64740. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
64740, MO Savings / Yr. |
|---|---|
$480 |
|
$669 |
|
$612 |
|
$685 |
|
$1,445 |
|
$373 |
|
$572 |
64740 Car Insurance vs. Missouri
People living in 64740 pay an average of 1.32% less than the typical driver in the state. The average driver in 64740 can expect to pay about $1,094 per year, or $1,777 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in 64740 for most people.
Car Insurance Prices by 64740 Neighborhood
Insurance Prices
Where is insurance cheapest within 64740?
The map shows insurance prices in and around 64740, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $40 per year within the zip boundaries, with insurance premiums ranging from a high of $1,793 to a low of $1,753. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of 64740.Pick the Best Car Insurance Company for You in 64740
The best car insurance provider for most drivers in 64740
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $480 over the average 64740 car insurance company.
The best car insurance provider for 64740 drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for 64740 drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $612 better than other car insurance companies.
The best auto insurance for 64740 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $685 less each year.
The least expensive car insurance company for new and young drivers in 64740
In 64740, Travelers costs young drivers $1,445 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 64740
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average 64740 couple's premiums.
The cheapest car insurance in 64740 for drivers with bad credit
The best 64740 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 64740
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 64740 driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 64740, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around 64740
What Influences the Cost of Car Insurance in 64740?
On average, car insurance in 64740 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 64740 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 64740 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 64740 is $91 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 64763: Insurance costs 0.56% more
- 64735: Insurance costs 0.56% less
- 64770: Insurance costs 0.23% less
- 64724: Insurance costs 0.34% more
- 65355: Insurance costs 0.28% more
- 65338: Insurance costs 1.18% more
- 65326: Insurance costs 0.34% less
- 64730: Insurance costs 0.45% less
- 65078: Insurance costs 0.90% more
- 65324: Insurance costs 0.96% less
Zip Codes with Similar Populations
- 74554: Insurance costs 4.61% less
- 42740: Insurance costs 13.84% more
- 43755: Insurance costs 37.99% less
- 43837: Insurance costs 38.66% less
- 44859: Insurance costs 37.93% less
- 48370: Insurance costs 69.39% more
- 48806: Insurance costs 55.26% more
- 51003: Insurance costs 33.03% less
- 51443: Insurance costs 32.02% less
- 52218: Insurance costs 30.28% less