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Get Cheap Car Insurance in 65014, MO
We monitor insurance prices, helping the average driver in 65014 save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in 65014
The chart below shows the cheapest car insurance company in 65014 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| 65014 Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Travelers | $68 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of 65014 Driver
Based on our extensive insurance data, we know the average 65014 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $480 per year by choosing the right vehicle insurance company. Some 65014 residents are paying out over $1,779 extra every year for auto insurance in 65014. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
65014, MO Savings / Yr. |
|---|---|
$480 |
|
$670 |
|
$613 |
|
$686 |
|
$1,446 |
|
$373 |
|
$573 |
65014 Car Insurance vs. Missouri
People living in 65014 pay an average of 1.21% less than the typical driver in the state. The average driver in 65014 can expect to pay about $1,096 per year, or $1,779 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in 65014 for most people.
Car Insurance Prices by 65014 Neighborhood
Insurance Prices
Where is insurance cheapest within 65014?
The map shows insurance prices in and around 65014, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the zip boundaries, with insurance premiums ranging from a high of $1,802 to a low of $1,758. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of 65014.Pick the Best Car Insurance Company for You in 65014
The best car insurance provider for most drivers in 65014
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $480 over the average 65014 car insurance company.
The best car insurance provider for 65014 drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $670 over the competition.
The best car insurance company for 65014 drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $613 better than other car insurance companies.
The best auto insurance for 65014 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $686 less each year.
The least expensive car insurance company for new and young drivers in 65014
In 65014, Travelers costs young drivers $1,446 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 65014
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average 65014 couple's premiums.
The cheapest car insurance in 65014 for drivers with bad credit
The best 65014 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 65014
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 65014 driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 65014, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around 65014
What Influences the Cost of Car Insurance in 65014?
On average, car insurance in 65014 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 65014 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 65014 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 65014 is $91 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 65013: Insurance costs 1.12% more
- 65066: Insurance costs 0.73% more
- 63091: Insurance costs 1.12% more
- 65580: Insurance costs 0.45% more
- 65035: Insurance costs 3.49% more
- 65582: Insurance costs 0.84% more
- 65001: Insurance costs 0.11% more
- 65441: Insurance costs 2.42% more
- 65048: Insurance costs 1.07% less
- 63080: Insurance costs 2.25% more
Zip Codes with Similar Populations
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- 54436: Insurance costs 36.42% less