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Get Cheap Car Insurance in 65742, MO
We monitor insurance prices, helping the average driver in 65742 save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in 65742
The chart below shows the cheapest car insurance company in 65742 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| 65742 Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Travelers | $66 |
| Safeco Insurance | $68 |
| Clearcover | $73 |
Savings for Every Kind of 65742 Driver
Based on our extensive insurance data, we know the average 65742 driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $472 per year by choosing the right vehicle insurance company. Some 65742 residents are paying out over $1,748 extra every year for auto insurance in 65742. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
65742, MO Savings / Yr. |
|---|---|
$472 |
|
$658 |
|
$602 |
|
$674 |
|
$1,421 |
|
$367 |
|
$563 |
65742 Car Insurance vs. Missouri
People living in 65742 pay an average of 2.92% less than the typical driver in the state. The average driver in 65742 can expect to pay about $1,077 per year, or $1,748 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in 65742 for most people.
Car Insurance Prices by 65742 Neighborhood
Insurance Prices
Where is insurance cheapest within 65742?
The map shows insurance prices in and around 65742, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $145 per year within the zip boundaries, with insurance premiums ranging from a high of $1,852 to a low of $1,707. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of 65742.Pick the Best Car Insurance Company for You in 65742
The best car insurance provider for most drivers in 65742
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $472 over the average 65742 car insurance company.
The best car insurance provider for 65742 drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $658 over the competition.
The best car insurance company for 65742 drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $602 better than other car insurance companies.
The best auto insurance for 65742 drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $674 less each year.
The least expensive car insurance company for new and young drivers in 65742
In 65742, Travelers costs young drivers $1,421 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 65742
State Farm gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average 65742 couple's premiums.
The cheapest car insurance in 65742 for drivers with bad credit
The best 65742 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 65742
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 65742 driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 65742, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around 65742
What Influences the Cost of Car Insurance in 65742?
On average, car insurance in 65742 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 65742 is 28 minutes, which is a little less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 65742 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 65742 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 65742 is $90 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 65809: Insurance costs 0.34% less
- 65753: Insurance costs 1.43% more
- 65652: Insurance costs 1.77% more
- 65721: Insurance costs 0.69% more
- 65804: Insurance costs 1.14% more
- 65620: Insurance costs 1.37% more
- 65757: Insurance costs 0.69% more
- 65810: Insurance costs 0.80% less
- 65714: Insurance costs 1.77% more
- 65806: Insurance costs 7.04% more
Zip Codes with Similar Populations
- 63134: Insurance costs 29.41% more
- 38703: Insurance costs 2.17% more
- 39090: Insurance costs 1.14% less
- 40108: Insurance costs 19.91% more
- 40965: Insurance costs 23.11% more
- 06096: Insurance costs 14.93% more
- 45229: Insurance costs 21.57% less
- 45434: Insurance costs 37.93% less
- 46540: Insurance costs 34.84% less
- 47805: Insurance costs 32.78% less