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Get Cheap Car Insurance in 70131, LA
We monitor insurance prices, helping the average driver in 70131 save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in 70131
The chart below shows the cheapest car insurance company in 70131 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| 70131 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $145 |
| State Farm | $171 |
| Safeco Insurance | $172 |
| Clearcover | $191 |
Savings for Every Kind of 70131 Driver
Based on our extensive insurance data, we know the average 70131 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,109 per year by choosing the right vehicle insurance company. Some 70131 residents are paying out over $3,989 extra every year for auto insurance in 70131. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
70131, LA Savings / Yr. |
|---|---|
$1,109 |
|
$1,946 |
|
$1,385 |
|
$2,089 |
|
$3,314 |
|
$1,029 |
|
$1,769 |
70131 Car Insurance vs. Louisiana
People living in 70131 pay an average of 32.39% more than the typical driver in the state. The average driver in 70131 can expect to pay about $2,523 per year, or $3,989 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 70131 for most people.
Car Insurance Prices by 70131 Neighborhood
Insurance Prices
Where is insurance cheapest within 70131?
The map shows insurance prices in and around 70131, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $892 per year within the zip boundaries, with insurance premiums ranging from a high of $4,281 to a low of $3,389. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 70131.Pick the Best Car Insurance Company for You in 70131
The best car insurance provider for most drivers in 70131
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,109 over the average 70131 car insurance company.
The best car insurance provider for 70131 drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,946 over the competition.
The best car insurance company for 70131 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,385 better than other car insurance companies.
The best auto insurance for 70131 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $2,089 less each year.
The least expensive car insurance company for new and young drivers in 70131
In 70131, Farm Bureau costs young drivers $3,314 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 70131
Farm Bureau gave the largest car insurance discounts to married couples, averaging $1,029 saved each year compared to an average 70131 couple's premiums.
The cheapest car insurance in 70131 for drivers with bad credit
The best 70131 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 70131
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 70131 driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 70131, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around 70131
What Influences the Cost of Car Insurance in 70131?
On average, car insurance in 70131 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 70131 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 70131 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 70131 is $210 per month for minimum coverage and $332 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 70114: Insurance costs 0.53% more
- 70056: Insurance costs 7.42% less
- 70043: Insurance costs 9.20% less
- 70032: Insurance costs 10.73% less
- 70053: Insurance costs 8.40% less
- 70117: Insurance costs 0.08% more
- 70075: Insurance costs 11.76% less
- 70130: Insurance costs 10.48% less
- 70058: Insurance costs 3.86% less
- 70116: Insurance costs 6.92% less
Zip Codes with Similar Populations
- 22102: Insurance costs 67.81% less
- 90249: Insurance costs 39.93% less
- 56303: Insurance costs 60.19% less
- 60452: Insurance costs 59.16% less
- 60560: Insurance costs 63.10% less
- 63755: Insurance costs 55.78% less
- 68502: Insurance costs 63.15% less
- 71457: Insurance costs 27.38% less
- 76012: Insurance costs 55.18% less
- 76208: Insurance costs 57.38% less