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Get Cheap Car Insurance in 70462, LA
We monitor insurance prices, helping the average driver in 70462 save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in 70462
The chart below shows the cheapest car insurance company in 70462 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| 70462 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $114 |
| State Farm | $134 |
| Safeco Insurance | $135 |
| Clearcover | $150 |
Savings for Every Kind of 70462 Driver
Based on our extensive insurance data, we know the average 70462 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $870 per year by choosing the right vehicle insurance company. Some 70462 residents are paying out over $3,130 extra every year for auto insurance in 70462. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
70462, LA Savings / Yr. |
|---|---|
$870 |
|
$1,527 |
|
$1,086 |
|
$1,639 |
|
$2,600 |
|
$807 |
|
$1,388 |
70462 Car Insurance vs. Louisiana
People living in 70462 pay an average of 3.87% more than the typical driver in the state. The average driver in 70462 can expect to pay about $1,980 per year, or $3,130 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 70462 for most people.
Car Insurance Prices by 70462 Neighborhood
Insurance Prices
Where is insurance cheapest within 70462?
The map shows insurance prices in and around 70462, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $151 per year within the zip boundaries, with insurance premiums ranging from a high of $3,194 to a low of $3,043. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of 70462.Pick the Best Car Insurance Company for You in 70462
The best car insurance provider for most drivers in 70462
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $870 over the average 70462 car insurance company.
The best car insurance provider for 70462 drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,527 over the competition.
The best car insurance company for 70462 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,086 better than other car insurance companies.
The best auto insurance for 70462 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,639 less each year.
The least expensive car insurance company for new and young drivers in 70462
In 70462, Farm Bureau costs young drivers $2,600 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 70462
Farm Bureau gave the largest car insurance discounts to married couples, averaging $807 saved each year compared to an average 70462 couple's premiums.
The cheapest car insurance in 70462 for drivers with bad credit
The best 70462 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 70462
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 70462 driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 70462, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around 70462
What Influences the Cost of Car Insurance in 70462?
On average, car insurance in 70462 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 70462 is 44 minutes, which is far more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 70462 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 70462 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 70462 is $165 per month for minimum coverage and $261 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 70403: Insurance costs 2.94% more
- 70454: Insurance costs 0.86% more
- 70421: Insurance costs 2.78% less
- 70754: Insurance costs 0.06% more
- 70449: Insurance costs 0.80% more
- 70733: Insurance costs 0.03% more
- 70774: Insurance costs 0.13% less
- 70726: Insurance costs 3.19% more
- 70447: Insurance costs 1.79% less
- 70769: Insurance costs 4.38% more
Zip Codes with Similar Populations
- 21161: Insurance costs 41.47% less
- 86325: Insurance costs 45.18% less
- 86025: Insurance costs 45.11% less
- 85550: Insurance costs 44.15% less
- 83355: Insurance costs 64.98% less
- 82701: Insurance costs 49.36% less
- 28018: Insurance costs 60.73% less
- 22923: Insurance costs 62.17% less
- 21746: Insurance costs 34.95% less
- 86334: Insurance costs 43.55% less