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Get Cheap Car Insurance in 70646, LA
We monitor insurance prices, helping the average driver in 70646 save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in 70646
The chart below shows the cheapest car insurance company in 70646 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| 70646 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $106 |
| State Farm | $125 |
| Safeco Insurance | $126 |
| Clearcover | $139 |
Savings for Every Kind of 70646 Driver
Based on our extensive insurance data, we know the average 70646 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $809 per year by choosing the right vehicle insurance company. Some 70646 residents are paying out over $2,909 extra every year for auto insurance in 70646. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
70646, LA Savings / Yr. |
|---|---|
$809 |
|
$1,419 |
|
$1,010 |
|
$1,523 |
|
$2,417 |
|
$750 |
|
$1,290 |
70646 Car Insurance vs. Louisiana
People living in 70646 pay an average of 3.46% less than the typical driver in the state. The average driver in 70646 can expect to pay about $1,840 per year, or $2,909 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 70646 for most people.
Car Insurance Prices by 70646 Neighborhood
Insurance Prices
Where is insurance cheapest within 70646?
The map shows insurance prices in and around 70646, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $2,909 to a low of $2,909. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 70646.Pick the Best Car Insurance Company for You in 70646
The best car insurance provider for most drivers in 70646
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $809 over the average 70646 car insurance company.
The best car insurance provider for 70646 drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,419 over the competition.
The best car insurance company for 70646 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,010 better than other car insurance companies.
The best auto insurance for 70646 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,523 less each year.
The least expensive car insurance company for new and young drivers in 70646
In 70646, Farm Bureau costs young drivers $2,417 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 70646
Farm Bureau gave the largest car insurance discounts to married couples, averaging $750 saved each year compared to an average 70646 couple's premiums.
The cheapest car insurance in 70646 for drivers with bad credit
The best 70646 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 70646
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 70646 driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 70646, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around 70646
What Influences the Cost of Car Insurance in 70646?
On average, car insurance in 70646 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 70646 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 70646 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 70646 is $153 per month for minimum coverage and $242 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 70630: Insurance costs 0.93% less
- 70650: Insurance costs 0.86% less
- 70591: Insurance costs 0.89% less
- 70647: Insurance costs 0.48% more
- 70549: Insurance costs 0.62% more
- 70581: Insurance costs 0.31% more
- 70615: Insurance costs 3.64% more
- 70607: Insurance costs 0.41% less
- 70546: Insurance costs 1.68% more
- 70601: Insurance costs 4.88% more
Zip Codes with Similar Populations
- 41367: Insurance costs 20.59% less
- 79848: Insurance costs 44.10% less
- 78671: Insurance costs 43.83% less
- 50153: Insurance costs 58.03% less
- 44844: Insurance costs 63.46% less
- 43535: Insurance costs 64.39% less
- 42280: Insurance costs 29.46% less
- 41815: Insurance costs 25.30% less
- 41804: Insurance costs 23.48% less
- 41615: Insurance costs 21.73% less