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Get Cheap Car Insurance in 71049, LA
We monitor insurance prices, helping the average driver in 71049 save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in 71049
The chart below shows the cheapest car insurance company in 71049 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| 71049 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $96 |
| State Farm | $113 |
| Safeco Insurance | $114 |
| Clearcover | $127 |
Savings for Every Kind of 71049 Driver
Based on our extensive insurance data, we know the average 71049 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $736 per year by choosing the right vehicle insurance company. Some 71049 residents are paying out over $2,645 extra every year for auto insurance in 71049. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
71049, LA Savings / Yr. |
|---|---|
$736 |
|
$1,291 |
|
$918 |
|
$1,385 |
|
$2,197 |
|
$682 |
|
$1,173 |
71049 Car Insurance vs. Louisiana
People living in 71049 pay an average of 12.21% less than the typical driver in the state. The average driver in 71049 can expect to pay about $1,673 per year, or $2,645 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 71049 for most people.
Car Insurance Prices by 71049 Neighborhood
Insurance Prices
Where is insurance cheapest within 71049?
The map shows insurance prices in and around 71049, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $110 per year within the zip boundaries, with insurance premiums ranging from a high of $2,706 to a low of $2,596. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of 71049.Pick the Best Car Insurance Company for You in 71049
The best car insurance provider for most drivers in 71049
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $736 over the average 71049 car insurance company.
The best car insurance provider for 71049 drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,291 over the competition.
The best car insurance company for 71049 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $918 better than other car insurance companies.
The best auto insurance for 71049 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,385 less each year.
The least expensive car insurance company for new and young drivers in 71049
In 71049, Farm Bureau costs young drivers $2,197 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 71049
Farm Bureau gave the largest car insurance discounts to married couples, averaging $682 saved each year compared to an average 71049 couple's premiums.
The cheapest car insurance in 71049 for drivers with bad credit
The best 71049 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 71049
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 71049 driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 71049, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around 71049
What Influences the Cost of Car Insurance in 71049?
On average, car insurance in 71049 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 71049 is 35 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 71049 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 71049 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 71049 is $139 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 75954: Insurance costs 36.64% less
- 71052: Insurance costs 7.52% more
- 75974: Insurance costs 38.79% less
- 75643: Insurance costs 39.89% less
- 75975: Insurance costs 38.19% less
- 71063: Insurance costs 3.02% more
- 71065: Insurance costs 1.32% more
- 75669: Insurance costs 39.66% less
- 75946: Insurance costs 39.02% less
- 71019: Insurance costs 4.88% more
Zip Codes with Similar Populations
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