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Get Cheap Car Insurance in 71654, AR
We monitor insurance prices, helping the average driver in 71654 save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in 71654
The chart below shows the cheapest car insurance company in 71654 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| 71654 Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $56 |
| Farm Bureau | $58 |
| Geico | $59 |
| Jupiter | $61 |
Savings for Every Kind of 71654 Driver
Based on our extensive insurance data, we know the average 71654 driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $341 per year by choosing the right vehicle insurance company. Some 71654 residents are paying out over $1,725 extra every year for auto insurance in 71654. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
71654, AR Savings / Yr. |
|---|---|
$341 |
|
$605 |
|
$487 |
|
$749 |
|
$1,937 |
|
$343 |
|
$481 |
71654 Car Insurance vs. Arkansas
People living in 71654 pay an average of 2.52% more than the typical driver in the state. The average driver in 71654 can expect to pay about $934 per year, or $1,725 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 71654 for most people.
Car Insurance Prices by 71654 Neighborhood
Insurance Prices
Where is insurance cheapest within 71654?
The map shows insurance prices in and around 71654, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $77 per year within the zip boundaries, with insurance premiums ranging from a high of $1,761 to a low of $1,684. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of 71654.Pick the Best Car Insurance Company for You in 71654
The best car insurance provider for most drivers in 71654
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $341 over the average 71654 car insurance company.
The best car insurance provider for 71654 drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $605 over the competition.
The best car insurance company for 71654 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $487 better than other car insurance companies.
The best auto insurance for 71654 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $749 less each year.
The least expensive car insurance company for new and young drivers in 71654
In 71654, Farm Bureau costs young drivers $1,937 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 71654
Farm Bureau gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average 71654 couple's premiums.
The cheapest car insurance in 71654 for drivers with bad credit
The best 71654 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 71654
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 71654 driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 71654, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around 71654
What Influences the Cost of Car Insurance in 71654?
On average, car insurance in 71654 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 71654 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 71654 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 71654 is $78 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 71638: Insurance costs 0.99% less
- 71670: Insurance costs 0.29% more
- 71630: Insurance costs 1.97% more
- 71677: Insurance costs 0.58% more
- 71666: Insurance costs 1.97% more
- 38772: Insurance costs 1.45% more
- 38725: Insurance costs 1.45% more
- 71655: Insurance costs 1.10% less
- 38726: Insurance costs 1.45% more
- 71675: Insurance costs 2.20% less
Zip Codes with Similar Populations
- 67068: Insurance costs 9.97% less
- 37870: Insurance costs 20.00% less
- 48631: Insurance costs 56.29% more
- 53952: Insurance costs 32.99% less
- 54520: Insurance costs 33.45% less
- 58047: Insurance costs 24.17% less
- 60936: Insurance costs 20.23% less
- 63343: Insurance costs 4.46% more
- 64150: Insurance costs 9.97% more
- 01585: Insurance costs 12.81% less