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Get Cheap Car Insurance in 71923, AR
We monitor insurance prices, helping the average driver in 71923 save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in 71923
The chart below shows the cheapest car insurance company in 71923 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| 71923 Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of 71923 Driver
Based on our extensive insurance data, we know the average 71923 driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $332 per year by choosing the right vehicle insurance company. Some 71923 residents are paying out over $1,677 extra every year for auto insurance in 71923. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
71923, AR Savings / Yr. |
|---|---|
$332 |
|
$588 |
|
$473 |
|
$728 |
|
$1,882 |
|
$334 |
|
$467 |
71923 Car Insurance vs. Arkansas
People living in 71923 pay an average of 0.38% less than the typical driver in the state. The average driver in 71923 can expect to pay about $908 per year, or $1,677 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 71923 for most people.
Car Insurance Prices by 71923 Neighborhood
Insurance Prices
Where is insurance cheapest within 71923?
The map shows insurance prices in and around 71923, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $162 per year within the zip boundaries, with insurance premiums ranging from a high of $1,790 to a low of $1,628. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of 71923.Pick the Best Car Insurance Company for You in 71923
The best car insurance provider for most drivers in 71923
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $332 over the average 71923 car insurance company.
The best car insurance provider for 71923 drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for 71923 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $473 better than other car insurance companies.
The best auto insurance for 71923 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $728 less each year.
The least expensive car insurance company for new and young drivers in 71923
In 71923, Farm Bureau costs young drivers $1,882 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 71923
Farm Bureau gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average 71923 couple's premiums.
The cheapest car insurance in 71923 for drivers with bad credit
The best 71923 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 71923
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 71923 driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 71923, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around 71923
What Influences the Cost of Car Insurance in 71923?
On average, car insurance in 71923 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 71923 is 23 minutes, which is far less than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 71923 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 71923 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 71923 is $76 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 71941: Insurance costs 0.60% less
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- 72084: Insurance costs 0.48% more
- 71940: Insurance costs 0.78% less
- 71725: Insurance costs 1.37% more
- 71958: Insurance costs 1.31% less
- 71950: Insurance costs 1.61% less
Zip Codes with Similar Populations
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