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Get Cheap Car Insurance in 71973, AR
We monitor insurance prices, helping the average driver in 71973 save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in 71973
The chart below shows the cheapest car insurance company in 71973 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| 71973 Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $53 |
| Farm Bureau | $55 |
| Geico | $57 |
| Jupiter | $58 |
Savings for Every Kind of 71973 Driver
Based on our extensive insurance data, we know the average 71973 driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $326 per year by choosing the right vehicle insurance company. Some 71973 residents are paying out over $1,650 extra every year for auto insurance in 71973. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
71973, AR Savings / Yr. |
|---|---|
$326 |
|
$578 |
|
$466 |
|
$717 |
|
$1,852 |
|
$328 |
|
$460 |
71973 Car Insurance vs. Arkansas
People living in 71973 pay an average of 1.98% less than the typical driver in the state. The average driver in 71973 can expect to pay about $893 per year, or $1,650 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 71973 for most people.
Car Insurance Prices by 71973 Neighborhood
Insurance Prices
Where is insurance cheapest within 71973?
The map shows insurance prices in and around 71973, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the zip boundaries, with insurance premiums ranging from a high of $1,674 to a low of $1,648. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of 71973.Pick the Best Car Insurance Company for You in 71973
The best car insurance provider for most drivers in 71973
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $326 over the average 71973 car insurance company.
The best car insurance provider for 71973 drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $578 over the competition.
The best car insurance company for 71973 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $466 better than other car insurance companies.
The best auto insurance for 71973 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $717 less each year.
The least expensive car insurance company for new and young drivers in 71973
In 71973, Farm Bureau costs young drivers $1,852 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 71973
Farm Bureau gave the largest car insurance discounts to married couples, averaging $328 saved each year compared to an average 71973 couple's premiums.
The cheapest car insurance in 71973 for drivers with bad credit
The best 71973 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 71973
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 71973 driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 71973, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around 71973
What Influences the Cost of Car Insurance in 71973?
On average, car insurance in 71973 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 71973 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 71973 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 71973 is $74 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 71944: Insurance costs 1.09% more
- 71972: Insurance costs 0.42% more
- 71937: Insurance costs 0.24% more
- 71945: Insurance costs 0.73% less
- 74963: Insurance costs 5.76% more
- 71971: Insurance costs 1.45% more
- 74957: Insurance costs 4.73% more
- 71959: Insurance costs 0.30% more
- 71952: Insurance costs 1.45% more
- 74724: Insurance costs 5.09% more
Zip Codes with Similar Populations
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- 77663: Insurance costs 1.70% more
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- 79031: Insurance costs 6.12% more