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Get Cheap Car Insurance in 72377, AR

We monitor insurance prices, helping the average driver in 72377 save up to 33.0% on car insurance.

 

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The Cheapest Minimum Coverage in 72377

The chart below shows the cheapest car insurance company in 72377 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.

 
72377 Insurer Monthly Cost
Safeco Insurance $54
Farm Bureau $56
Geico $58
Jupiter $59

Savings for Every Kind of 72377 Driver

The table shows how much the average auto insurance customer in 72377 might save by following our recommendations.

Based on our extensive insurance data, we know the average 72377 driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $333 per year by choosing the right vehicle insurance company. Some 72377 residents are paying out over $1,682 extra every year for auto insurance in 72377. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

72377 Car Insurance vs. Arkansas

People living in 72377 pay an average of 0.08% less than the typical driver in the state. The average driver in 72377 can expect to pay about $910 per year, or $1,682 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in 72377 for most people.

Car Insurance Prices by 72377 Neighborhood

72377, AR map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within 72377?

The map shows insurance prices in and around 72377, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,682 to a low of $1,682. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the North parts of 72377.

Pick the Best Car Insurance Company for You in 72377

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the 72377 insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in 72377

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $333 over the average 72377 car insurance company.

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We use the average good driver, paying $112 per month, as our baseline for pricing in 72377. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for 72377 drivers with accidents on their records

In 72377 getting into an accident will raise premiums an average 37% for a yearly cost of $2,651. That's $969 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Gainsco, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $590 over the competition.

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The best car insurance company for 72377 drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $475 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In 72377, tickets raise premiums on new quotes about $538. If you have a speeding ticket, we recommend Geico, Gainsco, and Farm Bureau for savings that beat the average insurance cost of $2,219 per year.

The best auto insurance for 72377 drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,803 per year in auto insurance premiums, which was $1,121 more than a driver with no major issues. Progressive, Farm Bureau, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $730 less each year.

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The least expensive car insurance company for new and young drivers in 72377

In 72377, Farm Bureau costs young drivers $1,888 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in 72377. With an average cost of $5,720 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in 72377

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $188. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in 72377.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average 72377 couple's premiums.

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The cheapest car insurance in 72377 for drivers with bad credit

People with poor credit saved an average of $469 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $960 every year. Premiums for people with poor credit were about $2,642 in 72377. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Dairyland, and Farm Bureau.

The best 72377 car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In 72377, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in 72377.

Nationwide was the best company for customer service in 72377 according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 72377, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in 72377. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in 72377

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 36% of 72377 residents who are renting, and don't plan to be in the zip or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 72377 driver can expect to pay about $113 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 72377, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.
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Auto Insurance Prices in and Around 72377

What Influences the Cost of Car Insurance in 72377?

On average, car insurance in 72377 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:

  • The average commute time in 72377 is 40 minutes, which is far more than average for a driver in the state.
  • Arkansas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in 72377 are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • 72377 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in 72377 is $76 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Zip Codes

  • 72354: Insurance costs 0.65% more
  • 72419: Insurance costs 1.31% less
  • 72428: Insurance costs 0.77% less
  • 72472: Insurance costs 0.30% less
  • 72330: Insurance costs 0.18% less
  • 72365: Insurance costs 2.73% more
  • 72411: Insurance costs 2.08% less
  • 72351: Insurance costs 0.24% less
  • 72350: Insurance costs 2.02% more
  • 72395: Insurance costs 1.37% more

Zip Codes with Similar Populations

  • 02366: Insurance costs 5.23% less
  • 04570: Insurance costs 44.11% less
  • 66855: Insurance costs 8.03% less
  • 73746: Insurance costs 1.25% less
  • 73444: Insurance costs 2.26% more
  • 73435: Insurance costs 0.24% more
  • 72338: Insurance costs 1.96% more
  • 72133: Insurance costs 4.64% more
  • 72119: Insurance costs 4.04% more
  • 71772: Insurance costs 1.25% less
* Who is the average 72377 driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central 72377 with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.