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Get Cheap Car Insurance in 73118, OK
We monitor insurance prices, helping the average driver in 73118 save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in 73118
The chart below shows the cheapest car insurance company in 73118 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| 73118 Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Safeco Insurance | $61 |
| Travelers | $66 |
| Farm Bureau | $67 |
Savings for Every Kind of 73118 Driver
Based on our extensive insurance data, we know the average 73118 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $382 per year by choosing the right vehicle insurance company. Some 73118 residents are paying out over $1,826 extra every year for auto insurance in 73118. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
73118, OK Savings / Yr. |
|---|---|
$382 |
|
$830 |
|
$655 |
|
$548 |
|
$1,643 |
|
$382 |
|
$617 |
73118 Car Insurance vs. Oklahoma
People living in 73118 pay an average of 4.69% more than the typical driver in the state. The average driver in 73118 can expect to pay about $891 per year, or $1,826 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 73118 for most people.
Car Insurance Prices by 73118 Neighborhood
Insurance Prices
Where is insurance cheapest within 73118?
The map shows insurance prices in and around 73118, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $564 per year within the zip boundaries, with insurance premiums ranging from a high of $2,273 to a low of $1,709. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of 73118.Pick the Best Car Insurance Company for You in 73118
The best car insurance provider for most drivers in 73118
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $382 over the average 73118 car insurance company.
The best car insurance provider for 73118 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $830 over the competition.
The best car insurance company for 73118 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $655 better than other car insurance companies.
The best auto insurance for 73118 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $548 less each year.
The least expensive car insurance company for new and young drivers in 73118
In 73118, State Farm costs young drivers $1,643 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 73118
State Farm gave the largest car insurance discounts to married couples, averaging $382 saved each year compared to an average 73118 couple's premiums.
The cheapest car insurance in 73118 for drivers with bad credit
The best 73118 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 73118
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 73118 driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 73118, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 73118
What Influences the Cost of Car Insurance in 73118?
On average, car insurance in 73118 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 73118 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 73118 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 73118 is $74 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 73105: Insurance costs 3.29% more
- 73103: Insurance costs 3.23% less
- 73106: Insurance costs 3.45% more
- 73112: Insurance costs 2.57% more
- 73116: Insurance costs 0.66% less
- 73111: Insurance costs 12.10% more
- 73102: Insurance costs 3.29% more
- 73107: Insurance costs 3.89% more
- 73104: Insurance costs 0.38% more
- 73114: Insurance costs 2.74% more
Zip Codes with Similar Populations
- 77032: Insurance costs 15.94% more
- 30523: Insurance costs 4.49% less
- 33182: Insurance costs 86.47% more
- 33315: Insurance costs 63.58% more
- 33403: Insurance costs 69.33% more
- 35504: Insurance costs 15.99% less
- 60526: Insurance costs 9.69% less
- 68512: Insurance costs 22.89% less
- 74033: Insurance costs 5.09% less
- 76905: Insurance costs 7.67% less