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Get Cheap Car Insurance in 73131, OK
We monitor insurance prices, helping the average driver in 73131 save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in 73131
The chart below shows the cheapest car insurance company in 73131 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| 73131 Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Safeco Insurance | $59 |
| Travelers | $64 |
| Farm Bureau | $65 |
Savings for Every Kind of 73131 Driver
Based on our extensive insurance data, we know the average 73131 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $371 per year by choosing the right vehicle insurance company. Some 73131 residents are paying out over $1,775 extra every year for auto insurance in 73131. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
73131, OK Savings / Yr. |
|---|---|
$371 |
|
$807 |
|
$637 |
|
$532 |
|
$1,597 |
|
$371 |
|
$599 |
73131 Car Insurance vs. Oklahoma
People living in 73131 pay an average of 1.76% more than the typical driver in the state. The average driver in 73131 can expect to pay about $866 per year, or $1,775 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 73131 for most people.
Car Insurance Prices by 73131 Neighborhood
Insurance Prices
Where is insurance cheapest within 73131?
The map shows insurance prices in and around 73131, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $252 per year within the zip boundaries, with insurance premiums ranging from a high of $1,922 to a low of $1,670. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of 73131.Pick the Best Car Insurance Company for You in 73131
The best car insurance provider for most drivers in 73131
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $371 over the average 73131 car insurance company.
The best car insurance provider for 73131 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $807 over the competition.
The best car insurance company for 73131 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $637 better than other car insurance companies.
The best auto insurance for 73131 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $532 less each year.
The least expensive car insurance company for new and young drivers in 73131
In 73131, State Farm costs young drivers $1,597 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 73131
State Farm gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average 73131 couple's premiums.
The cheapest car insurance in 73131 for drivers with bad credit
The best 73131 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 73131
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 73131 driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 73131, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 73131
What Influences the Cost of Car Insurance in 73131?
On average, car insurance in 73131 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 73131 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 73131 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 73131 is $72 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 73114: Insurance costs 5.69% more
- 73013: Insurance costs 2.37% less
- 73151: Insurance costs 5.18% less
- 73120: Insurance costs 3.72% more
- 73105: Insurance costs 6.25% more
- 73134: Insurance costs 0.96% less
- 73111: Insurance costs 15.32% more
- 73003: Insurance costs 0.68% less
- 73121: Insurance costs 7.49% more
- 73116: Insurance costs 2.20% more
Zip Codes with Similar Populations
- 10576: Insurance costs 37.69% more
- 98249: Insurance costs 22.76% less
- 98024: Insurance costs 16.06% less
- 97535: Insurance costs 16.23% less
- 97446: Insurance costs 20.56% less
- 97114: Insurance costs 13.41% less
- 08343: Insurance costs 0.06% less
- 08535: Insurance costs 1.92% more
- 96760: Insurance costs 18.82% less
- 27379: Insurance costs 29.41% less