Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 73801, OK
We monitor insurance prices, helping the average driver in 73801 save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in 73801
The chart below shows the cheapest car insurance company in 73801 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| 73801 Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Safeco Insurance | $56 |
| Travelers | $61 |
| Farm Bureau | $62 |
Savings for Every Kind of 73801 Driver
Based on our extensive insurance data, we know the average 73801 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some 73801 residents are paying out over $1,685 extra every year for auto insurance in 73801. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
73801, OK Savings / Yr. |
|---|---|
$353 |
|
$766 |
|
$605 |
|
$505 |
|
$1,516 |
|
$353 |
|
$569 |
73801 Car Insurance vs. Oklahoma
People living in 73801 pay an average of 3.40% less than the typical driver in the state. The average driver in 73801 can expect to pay about $822 per year, or $1,685 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 73801 for most people.
Car Insurance Prices by 73801 Neighborhood
Insurance Prices
Where is insurance cheapest within 73801?
The map shows insurance prices in and around 73801, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $93 per year within the zip boundaries, with insurance premiums ranging from a high of $1,753 to a low of $1,660. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of 73801.Pick the Best Car Insurance Company for You in 73801
The best car insurance provider for most drivers in 73801
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $353 over the average 73801 car insurance company.
The best car insurance provider for 73801 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $766 over the competition.
The best car insurance company for 73801 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $605 better than other car insurance companies.
The best auto insurance for 73801 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $505 less each year.
The least expensive car insurance company for new and young drivers in 73801
In 73801, State Farm costs young drivers $1,516 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 73801
State Farm gave the largest car insurance discounts to married couples, averaging $353 saved each year compared to an average 73801 couple's premiums.
The cheapest car insurance in 73801 for drivers with bad credit
The best 73801 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 73801, which was better than other insurers.
The cheapest large national provider in 73801
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 73801 driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 73801, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 73801
What Influences the Cost of Car Insurance in 73801?
On average, car insurance in 73801 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 73801 is 25 minutes, which is a little less than average for a driver in the state.
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 73801 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 73801 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 73801 is $69 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 73852: Insurance costs 0.36% less
- 73840: Insurance costs 0.36% more
- 73841: Insurance costs 2.37% more
- 73843: Insurance costs 0.42% more
- 73860: Insurance costs 0.77% more
- 79034: Insurance costs 11.10% more
- 79024: Insurance costs 4.21% more
- 73716: Insurance costs 0.47% more
- 73726: Insurance costs 0.59% more
- 73729: Insurance costs 1.01% less
Zip Codes with Similar Populations
- 75209: Insurance costs 6.82% more
- 37398: Insurance costs 20.12% less
- 39204: Insurance costs 17.33% more
- 39828: Insurance costs 2.14% more
- 40514: Insurance costs 23.92% more
- 01532: Insurance costs 7.95% less
- 45891: Insurance costs 37.80% less
- 47167: Insurance costs 29.08% less
- 48043: Insurance costs 95.61% more
- 48206: Insurance costs 140.18% more