Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 74459, OK
We monitor insurance prices, helping the average driver in 74459 save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in 74459
The chart below shows the cheapest car insurance company in 74459 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| 74459 Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Safeco Insurance | $57 |
| Travelers | $62 |
| Farm Bureau | $63 |
Savings for Every Kind of 74459 Driver
Based on our extensive insurance data, we know the average 74459 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some 74459 residents are paying out over $1,698 extra every year for auto insurance in 74459. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
74459, OK Savings / Yr. |
|---|---|
$355 |
|
$772 |
|
$610 |
|
$509 |
|
$1,528 |
|
$355 |
|
$574 |
74459 Car Insurance vs. Oklahoma
People living in 74459 pay an average of 2.62% less than the typical driver in the state. The average driver in 74459 can expect to pay about $829 per year, or $1,698 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 74459 for most people.
Car Insurance Prices by 74459 Neighborhood
Insurance Prices
Where is insurance cheapest within 74459?
The map shows insurance prices in and around 74459, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,698 to a low of $1,698. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 74459.Pick the Best Car Insurance Company for You in 74459
The best car insurance provider for most drivers in 74459
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $355 over the average 74459 car insurance company.
The best car insurance provider for 74459 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $772 over the competition.
The best car insurance company for 74459 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $610 better than other car insurance companies.
The best auto insurance for 74459 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $509 less each year.
The least expensive car insurance company for new and young drivers in 74459
In 74459, State Farm costs young drivers $1,528 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 74459
State Farm gave the largest car insurance discounts to married couples, averaging $355 saved each year compared to an average 74459 couple's premiums.
The cheapest car insurance in 74459 for drivers with bad credit
The best 74459 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 74459, which was better than other insurers.
The cheapest large national provider in 74459
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 74459 driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 74459, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 74459
What Influences the Cost of Car Insurance in 74459?
On average, car insurance in 74459 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 74459 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 74459 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 74459 is $69 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 74450: Insurance costs 0.53% more
- 74426: Insurance costs 1.18% more
- 74468: Insurance costs 0.53% more
- 74428: Insurance costs 1.12% more
- 74469: Insurance costs 1.35% more
- 74422: Insurance costs 2.06% more
- 74438: Insurance costs 0.59% more
- 74470: Insurance costs 0.24% more
- 74423: Insurance costs 0.12% more
- 74445: Insurance costs 1.59% more
Zip Codes with Similar Populations
- 47986: Insurance costs 30.21% less
- 42163: Insurance costs 24.73% more
- 42322: Insurance costs 19.32% more
- 42370: Insurance costs 23.09% more
- 43951: Insurance costs 36.81% less
- 44860: Insurance costs 38.10% less
- 45838: Insurance costs 38.81% less
- 46572: Insurance costs 31.04% less
- 47467: Insurance costs 29.74% less
- 47654: Insurance costs 27.50% less