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Get Cheap Car Insurance in 74462, OK
We monitor insurance prices, helping the average driver in 74462 save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in 74462
The chart below shows the cheapest car insurance company in 74462 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| 74462 Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Safeco Insurance | $57 |
| Travelers | $62 |
| Farm Bureau | $63 |
Savings for Every Kind of 74462 Driver
Based on our extensive insurance data, we know the average 74462 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $358 per year by choosing the right vehicle insurance company. Some 74462 residents are paying out over $1,712 extra every year for auto insurance in 74462. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
74462, OK Savings / Yr. |
|---|---|
$358 |
|
$778 |
|
$614 |
|
$513 |
|
$1,540 |
|
$358 |
|
$578 |
74462 Car Insurance vs. Oklahoma
People living in 74462 pay an average of 1.84% less than the typical driver in the state. The average driver in 74462 can expect to pay about $835 per year, or $1,712 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 74462 for most people.
Car Insurance Prices by 74462 Neighborhood
Insurance Prices
Where is insurance cheapest within 74462?
The map shows insurance prices in and around 74462, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the zip boundaries, with insurance premiums ranging from a high of $1,729 to a low of $1,690. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of 74462.Pick the Best Car Insurance Company for You in 74462
The best car insurance provider for most drivers in 74462
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $358 over the average 74462 car insurance company.
The best car insurance provider for 74462 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $778 over the competition.
The best car insurance company for 74462 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $614 better than other car insurance companies.
The best auto insurance for 74462 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $513 less each year.
The least expensive car insurance company for new and young drivers in 74462
In 74462, State Farm costs young drivers $1,540 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 74462
State Farm gave the largest car insurance discounts to married couples, averaging $358 saved each year compared to an average 74462 couple's premiums.
The cheapest car insurance in 74462 for drivers with bad credit
The best 74462 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 74462
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 74462 driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 74462, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 74462
What Influences the Cost of Car Insurance in 74462?
On average, car insurance in 74462 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 74462 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 74462 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 74462 is $70 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 74472: Insurance costs 0.58% less
- 74455: Insurance costs 0.12% less
- 74552: Insurance costs 0.70% less
- 74944: Insurance costs 0.23% less
- 74561: Insurance costs 0.12% more
- 74941: Insurance costs 0.06% less
- 74432: Insurance costs 0.70% more
- 74930: Insurance costs 0.53% more
- 74425: Insurance costs 0.18% less
- 74936: Insurance costs 0.35% less
Zip Codes with Similar Populations
- 98675: Insurance costs 14.78% less
- 78575: Insurance costs 0.93% more
- 87327: Insurance costs 14.78% less
- 92548: Insurance costs 24.12% more
- 93510: Insurance costs 19.33% more
- 94939: Insurance costs 21.90% more
- 95693: Insurance costs 15.95% more
- 96738: Insurance costs 16.53% less
- 98337: Insurance costs 9.99% less
- 14470: Insurance costs 22.31% more