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Get Cheap Car Insurance in 74827, OK
We monitor insurance prices, helping the average driver in 74827 save up to 29.6% on car insurance.
The Cheapest Minimum Coverage in 74827
The chart below shows the cheapest car insurance company in 74827 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.
| 74827 Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Safeco Insurance | $56 |
| Travelers | $61 |
| Farm Bureau | $62 |
Savings for Every Kind of 74827 Driver
Based on our extensive insurance data, we know the average 74827 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $350 per year by choosing the right vehicle insurance company. Some 74827 residents are paying out over $1,674 extra every year for auto insurance in 74827. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
74827, OK Savings / Yr. |
|---|---|
$350 |
|
$761 |
|
$601 |
|
$502 |
|
$1,506 |
|
$350 |
|
$566 |
74827 Car Insurance vs. Oklahoma
People living in 74827 pay an average of 3.99% less than the typical driver in the state. The average driver in 74827 can expect to pay about $817 per year, or $1,674 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 74827 for most people.
Car Insurance Prices by 74827 Neighborhood
Insurance Prices
Where is insurance cheapest within 74827?
The map shows insurance prices in and around 74827, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,674 to a low of $1,674. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 74827.Pick the Best Car Insurance Company for You in 74827
The best car insurance provider for most drivers in 74827
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $350 over the average 74827 car insurance company.
The best car insurance provider for 74827 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $761 over the competition.
The best car insurance company for 74827 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $601 better than other car insurance companies.
The best auto insurance for 74827 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $502 less each year.
The least expensive car insurance company for new and young drivers in 74827
In 74827, State Farm costs young drivers $1,506 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 74827
State Farm gave the largest car insurance discounts to married couples, averaging $350 saved each year compared to an average 74827 couple's premiums.
The cheapest car insurance in 74827 for drivers with bad credit
The best 74827 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 74827
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 74827 driver can expect to pay about $115 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 74827, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 74827
What Influences the Cost of Car Insurance in 74827?
On average, car insurance in 74827 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Oklahoma state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 74827 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 74827 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 74827 is $68 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 74531: Insurance costs 0.42% more
- 74825: Insurance costs 0.84% more
- 74848: Insurance costs 3.17% more
- 74867: Insurance costs 2.33% more
- 74570: Insurance costs 0.72% more
- 74844: Insurance costs 0.78% less
- 74849: Insurance costs 3.41% more
- 74565: Insurance costs 0.60% less
- 74501: Insurance costs 1.08% more
- 74826: Insurance costs 2.21% more
Zip Codes with Similar Populations
- 97835: Insurance costs 14.81% less
- 14173: Insurance costs 30.65% more
- 14783: Insurance costs 30.05% more
- 15007: Insurance costs 18.46% less
- 15051: Insurance costs 18.76% less
- 21622: Insurance costs 3.94% more
- 95450: Insurance costs 11.53% more
- 95697: Insurance costs 12.54% more
- 96121: Insurance costs 6.51% more
- 97490: Insurance costs 16.61% less